45086 Harris Rd, Belleville, MI 48111 Property Records

Wayne County property record for 45086 Harris Rd, Belleville, MI 48111

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,306 sqft · built 1953
Lot Size	1.24 acres (54,014 sqft)
Owner	Individual Name on File
Last Sale	$144,000 (Nov 2018)
Tax Bill	$3,022 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`81 010 99 0022 000`

Property Details

APN / Parcel Number

Primary APN	`81 010 99 0022 000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,306 sqft Living Area
1st Floor Area	1,200 sqft
Basement Area	1,200 sqft
Unfinished Basement	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Ranch
Lot Area	54,014 sqft (1.24 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	45086 HARRIS RD
City	BELLEVILLE
State	MI
Zip	48111-8938
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	03N2C 3C 4C THAT PART OF THE N W 1/4 OF SEC 3 DES AS BEG AT A POINT ON THE E AND W 1/4 SECTION LINE DISTANT S 87D 24M 10SEC E
Legal Lot Number	0022
Jurisdiction	WAYNE MI
Township / Civil Division	SUMPTER
Census Block Group	3
Census Block	3000
Census Tract	589300

Owner

45086 Harris Rd is owned and occupied by an individual who bought it in November 2018.

Source: Wayne County records, as of September 15, 2026

Owner of Record	Individual Name on File
Mailing Address	45086 HARRIS RD, BELLEVILLE, MI 48111-8938
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 19, 2018	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2018 · Amount on File
Deed Sale	Nov 19, 2018 · Amount on File
Prior Sale	Feb 12, 2016 · Amount on File
Deed Document Number	2018327411
Deed Book / Page	54732 / 217
Prior Transfer Date	Dec 1, 2011
Prior Transfer Doc	0495170453
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	45086 HARRIS RD, BELLEVILLE, MI 48111-8938
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45086 HARRIS RD, BELLEVILLE, MI 48111-8938

Mortgage

Document Number	0564710232
Date	Mar 1, 2021
Book Page	56471/232
Instrument	2021075893

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Nov 19, 2018
Property Address	45086 HARRIS RD, BELLEVILLE, MI 48111-8938
Document Number	0547320217
Book / Page	54732 / 0217
Instrument Date	Nov 15, 2018
Instrument	2018327411
Transaction Type	Transfer
Record Updated	May 24, 2021
Title Company	CISLO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,238.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	45086 HARRIS RD, 45086, BELLEVILLE, MI 48111-8938

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12075 BETHEL CHURCH RD, MANCHESTER, MI 48158-9455

Mortgage

Document Number	2018327412
Date	Nov 19, 2018
Instrument	2018327412

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 45086 Harris Rd was $3,022 with a homeowner's exemption.

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
County Subdivision	Sumpter Township
Unified School District	Van Buren Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$112,700	$225,400
2025	$3,022.00
2023		$92,100	$184,200
2019	$2,459.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45086 Harris Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2000.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2000)
Most Recent Claim	May 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45086 Harris Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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