45085 Riverwoods Dr, Macomb, MI 48044 Property Records

Macomb County property record for 45085 Riverwoods Dr, Macomb, MI 48044

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,696 sqft · built 2000
Lot Size0.206 acres (8,973 sqft)
Owner2 Individual Names on Record
Last Sale$200,000 (Apr 2010)
Tax Bill$4,658 (2022)
Deeds & MortgagesJul 2026 Sale
Feb 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN20-08-33-455-008

Property Details

APN / Parcel Number

Primary APN20-08-33-455-008
Alternative APN
  • 0833455008

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,696 sqft Living Area
1st Floor Area1,484 sqft
Basement Area1,484 sqft
Unfinished Basement1,484 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2001
Exterior MaterialBrick
Roof TypeHip
Lot Area8,973 sqft (0.206 acres)
Lot Dimensions128 ft deep x 70 ft wide
Garage Area531 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address45085 RIVERWOODS DR
CityMACOMB
StateMI
Zip48044-5781
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionWESTCHESTER FARMS SUB LOT 79 LIBER: 142 PAGES: 17-23
Legal SubdivisionWESTCHESTER FARMS SUB
Legal Lot Number79
JurisdictionMACOMB MI
Township / Civil DivisionMACOMB
Census Block Group1
Census Block1014
Census Tract224201

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address45085 RIVERWOODS DR, MACOMB, MI 48044-5781
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Jul 30, 2026Deed, Transfer
NONE LISTED ON DOCUMENT
Feb 11, 2021Deed of Trust, Mortgage · VA Mortgage
LOANDEPOT.COM LLC
Jan 28, 2020Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Jul 28, 2018Deed of Trust, Mortgage · Conventional Mortgage
DFCU FIN'L

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 20, 2010 · Amount on Record
Deed SaleApr 20, 2010 · Amount on Record
Prior SaleJun 8, 2009 · Amount on Record
Deed Document Number201050643
Deed Book / Page20228 / 864
Prior Transfer DateMay 22, 2009
Prior Transfer Doc0000065499
Record UpdatedOct 29, 2026

July 2026: Deed, Transfer

Document TypeDeed
JurisdictionMACOMB MI
Recording DateJul 30, 2026
Property Address45085 RIVERWOODS DR, MACOMB, MI 48044-5781
Document Number0000072517
Book / Page30788 / 7
Instrument DateJul 16, 2026
Instrument202672517
Transaction TypeTransfer
Record UpdatedAug 31, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address45085 RIVERWOODS DR, MACOMB, MI 48044-5781

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address45085 RIVERWOODS DR, MACOMB, MI 48044-5781
Transaction TypeMortgage
Record UpdatedMar 4, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address45085 RIVERWOODS DR, MACOMB, MI 48044-5781

Mortgage

Document Number0000122635
DateFeb 11, 2021
Book Page27416/60
Instrument2122635
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address45085 RIVERWOODS DR, MACOMB, MI 48044-5781
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000011605
DateJan 28, 2020
Book Page26480/541
Instrument2011605
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term319 Months
DueAug 1, 2046

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address45085 RIVERWOODS DR, MACOMB, MI 48044-5781
Document Number0000092231
Instrument DateJul 28, 2018
Transaction TypeMortgage
Record UpdatedSep 7, 2018
Title CompanyDFCU TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address45085 RIVERWOODS DR MACOMB MI 480445781, MACOMB, MI 48044-5781

Mortgage

Document Number0000092231
DateAug 17, 2018
Book Page025527/000617
Instrument92231
Lender
NameDFCU FIN'L
TypeFunding / Finance Company
AddressDEARBORN, MI 48126
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueAug 16, 2023

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
County SubdivisionMacomb Township
Unified School DistrictChippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$250,500 (+4.29%)$501,000 (+4.29%)
2025Homeowner's exemption$240,200 (+17.57%)$480,400 (+17.57%)
2023$204,300$408,600
2022$4,658.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMACOMB TOWNSHIP
serves 90,000 people · EPA ID MI0003990
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionJan 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Verizon, WOW Internet, Cable & Phone.

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