4508 Vermont Ave, McAllen, TX 78503 Property Records

Hidalgo County property record for 4508 Vermont Ave, McAllen, TX 78503

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,695 sqft · built 2003
Lot Size	0.179 acres (7,802 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,464 (2024)
Deeds & Mortgages	Sep 2020 Mortgage May 2018 Mortgage
APN	`C162603000000700`

Property Details

APN / Parcel Number

Primary APN	`C162603000000700`
Alternative APNs	`R673183` `673183`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,695 sqft Living Area
1st Floor Area	2,216 sqft
2nd Floor Area	1,479 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2010
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Tile
Lot Area	7,802 sqft (0.179 acres)
Lot Dimensions	120 ft deep x 65 ft wide
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	103 sqft
Patio Area	72 sqft
Balcony	Balcony
Balcony Area	30 sqft
Arbor/Pergola	Arbor/Pergola

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	C162603000000700
Old Parcel Number	R673183
Street Address	4508 VERMONT AVE
City	MCALLEN
State	TX
Zip	78503-7317
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	CARDONA AT BENTSEN LAKES PH 3 LOT 7
Legal Subdivision	CARDONA AT BENTSEN LAKES PH 3 - SSL
Legal Lot Number	7
Jurisdiction	HIDALGO TX
Township / Civil Division	MCALLEN-PHARR
Census Block Group	1
Census Block	1011
Census Tract	20511

Owner

Source: Hidalgo County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4508 VERMONT AVE, MCALLEN, TX 78503-7317
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage SECURITY SERVICE FCU
May 1, 2018	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2003
Deed Sale	Jun 11, 2003
Deed Document Number	1207973
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIDALGO TX
Property Address	4508 VERMONT AVE, MCALLEN, TX 78503-7317
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003144082
Date	Sep 1, 2020
Instrument	3144082

Lender

Name	SECURITY SERVICE FCU
Type	Credit Union
Address	SAN ANTONIO, TX 78249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIDALGO TX
Property Address	4508 VERMONT AVE, MCALLEN, TX 78503-7317
Document Number	0002914523
Instrument Date	May 1, 2018
Transaction Type	Mortgage
Record Updated	Jun 7, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4508 VERMONT AVE MCALLEN TX 785037317, MCALLEN, TX 78503-7317

Mortgage

Document Number	0002914523
Date	May 9, 2018
Instrument	2914523

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 8, 2048

Tax Assessment & Valuation

Source: Hidalgo County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hidalgo County
Municipality	McAllen City
Unified School District	Sharyland Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$437,228 (+12.3%) Land $113,100 Building $324,128	$437,228 (+10.52%) Land $113,100 Building $324,128
2024	$6,464.00 (-19.5%)
2023	$8,030.00 (+18.68%) Homeowner's exemption	$389,353 Land $113,100 Building $282,511	$395,611 Land $113,100 Building $282,511
2022	$6,766.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 36 policies
Nearby Flood Policies	36 in force
Nearby Flood Claims	9 (2018–2025)
Claims Outside the SFHA	3 of 9
Most Recent Claim	Mar 2025 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2025 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCALLEN PUBLIC UTILITY serves 145,050 people · EPA ID TX1080006
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
TWIN Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20

May also be available: VTX Communications.

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