4508 Ruby Ct NE, Salem, OR 97305 Property Records

Marion County property record for 4508 Ruby Ct NE, Salem, OR 97305

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,515 sqft · built 1994
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$378,000 (Dec 2025)
Tax Bill	$3,714 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit May 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`072W05CC00164`

Property Details

APN / Parcel Number

Primary APN	`072W05CC00164`
Alternative APN	`550364`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	1 Room
Stories	2 Stories
Building Area	1,515 sqft Living Area
Gross Area	1,915 sqft
1st Floor Area	764 sqft
2nd Floor Area	751 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	400 sqft
Driveway	Driveway
Driveway Area	560 sqft
Parking Spaces	2 Parking Spaces
Deck Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	550364
Street Address	4508 RUBY CT NE
City	SALEM
State	OR
Zip	97305-3100
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	HOMESTEAD, THE BLOCK 4 LOT 27 ACRES .15
Legal Range	02W
Legal Township	07S
Legal Section	05
Legal Subdivision	HOMESTEAD, THE
Legal Block	4
Legal Lot Number	27
Jurisdiction	MARION OR
Township / Civil Division	SALEM
Census Block Group	2
Census Block	2009
Census Tract	1603

Owner

Source: Marion County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4508 RUBY CT NE, SALEM, OR 97305-3100
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2023	Deed of Trust, Mortgage · Line of Credit ONPOINT COMMUNITY CU
May 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Dec 1, 2025	Warranty Deed, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
May 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Sep 26, 2019	Deed of Trust, Mortgage · Line of Credit ONPOINT CMNTY CU
Apr 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2025 · Amount on Record
Deed Sale	Dec 1, 2025 · Amount on Record
Prior Sale	Dec 4, 2003 · Amount on Record
Deed Document Number	202537808
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION OR
Property Address	4508 RUBY CT NE, SALEM, OR 97305-3100
Transaction Type	Mortgage
Record Updated	Dec 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4508 RUBY CT NE, SALEM, OR 97305-3100

Mortgage

Document Number	0047040127
Date	Apr 25, 2023
Book Page	4704/127
Instrument	2023 00011542

Lender

Name	ONPOINT COMMUNITY CU
Type	Credit Union
Address	PORTLAND, OR 97208

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 21, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION OR
Property Address	4508 RUBY CT NE, SALEM, OR 97305-3100
Transaction Type	Mortgage
Record Updated	Dec 11, 2025
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0044880449
Date	May 12, 2021
Book Page	4488/449

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION OR
Recording Date	Dec 1, 2025
Property Address	4508 RUBY CT NE, SALEM, OR 97305-3100
Document Number	0202537808
Instrument Date	Nov 25, 2025
Instrument	2025-37808
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2510 W SHANDON AVE, MIDLAND, TX 79705-6340

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4508 RUBY CT NE, SALEM, OR 97305-3100

Mortgage

Document Number	0202537809
Date	Dec 1, 2025
Instrument	2025-37809

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION OR
Property Address	4508 RUBY CT NE, SALEM, OR 97305-3100
Document Number	0000029126
Instrument Date	May 7, 2021
Transaction Type	Mortgage
Record Updated	May 26, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4508 RUBY CT NE SALEM OR 973053100, SALEM, OR 97305-3100

Mortgage

Document Number	0000029126
Date	May 12, 2021
Book Page	004488/000449
Instrument	29126

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 11, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION OR
Property Address	4508 RUBY CT NE, SALEM, OR 97305-3100
Document Number	0000046161
Instrument Date	Sep 26, 2019
Transaction Type	Mortgage
Record Updated	Oct 9, 2019
Title Company	LEX/FIDELITY NATIONAL TITLE COMPANY, LEX/FIDELITY NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4508 RUBY CT NE SALEM OR 973053100, SALEM, OR 97305-3100

Mortgage

Document Number	0000046161
Date	Sep 27, 2019
Book Page	004247/000123
Instrument	46161

Lender

Name	ONPOINT CMNTY CU
Type	Credit Union
Address	PORTLAND, OR 97208

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 26, 2049

Interest

Rate Type	Adjustable Rate

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION OR
Property Address	4508 RUBY CT NE, SALEM, OR 97305-3100
Document Number	0000015907
Instrument Date	Apr 11, 2019
Transaction Type	Mortgage
Record Updated	Apr 30, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4508 RUBY CT NE SALEM OR 973053100, SALEM, OR 97305-3100

Mortgage

Document Number	0000015907
Date	Apr 16, 2019
Book Page	004186/000369
Instrument	15907

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2049

Tax Assessment & Valuation

Source: Marion County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Marion County
Unified School District	Salem-Keizer School District 24J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,714.00 (+3.2%)	$228,120 (+3%)	$445,990 (+2.88%) Land $137,040 Building $308,950
2024	$3,599.00 (+5.42%)	$221,480 (+3%)	$433,500 (+5.16%) Land $123,000 Building $310,500
2023	$3,414.00 (+2.89%)	$215,030 (+3%)	$412,220 (+1.39%) Land $123,000 Building $289,220
2022	$3,318.00	$208,770	$406,570 Land $123,000 Building $283,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALEM PUBLIC WORKS serves 199,820 people · EPA ID OR4100731
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 643 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: Hunter Communications.

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