4508 Pine Lake Dr, Saint Cloud, FL 34769 Property Records

Osceola County property record for 4508 Pine Lake Dr, Saint Cloud, FL 34769 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,576 sqft · built 1975
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Tax Bill	$1,129 (2025)
Deeds & Mortgages	Apr 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`82535`

Property Details

APN / Parcel Number

Primary APN	`82535`
Alternative APN	`042630090200010220`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,576 sqft Heated Area
Gross Area	2,502 sqft
1st Floor Area	1,576 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Garage Type	Finished
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	528 sqft
Porch	Open Porch
Porch Area	466 sqft
Deck Area	144 sqft
Shed	1 Shed
Shed Area	80 sqft
Utility Building	144 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	82535
Street Address	4508 PINE LAKE DR
City	SAINT CLOUD
State	FL
Zip	34769-1618
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINE LAKE ESTATES UNIT 2 PB 2 PGS 92-95 LOT 22 LESS N 5 FT & LESS E 4 FT 09-26-30
Legal Range	30E
Legal Township	26S
Legal Section	04
Legal Subdivision	PINE LAKE ESTATE
Legal Tract	902
Legal Block	1
Legal Lot Number	22
Legal Unit	2P
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1031
Census Tract	43208

Owner

Source: Osceola County records · APN 82535

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4508 PINE LAKE DR, SAINT CLOUD, FL 34769-1618
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Apr 08, 2022
Transfer Doc	0061900591
Record Updated	Jun 08, 2026

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 08, 2022
Property Address	4508 PINE LAKE DR, SAINT CLOUD, FL 34769-1618
Document Number	0061900591
Book / Page	6190 / 591
Map Reference	MB 2 PG 92-95
Instrument Date	Mar 18, 2022
Instrument	2022056098
Transaction Type	Transfer
Record Updated	Apr 26, 2022
Title Company	LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 450086, KISSIMMEE, FL 34745-0086

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	810 AVOCADO ST, SAINT CLOUD, FL 34769-1653

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,129.00 (+9.61%) Homeowner's exemption Senior Citizen's exemption	$117,595 (+5.99%)	$314,300 (-1.75%) Land $65,000 Building $249,300
2023	$1,030.00 (+5.86%) Homeowner's exemption Senior Citizen's exemption	$110,953 (+3%)	$319,900 (+15.74%) Land $60,000 Building $259,900
2022	$973.00 Homeowner's exemption Senior Citizen's exemption	$107,722	$276,400 Land $55,000 Building $221,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.