4508 Iris Ave, Saint Joseph, MO 64503 Property Records

Buchanan County property record for 4508 Iris Ave, Saint Joseph, MO 64503 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 1993
Square Footage	1,104 sqft Base Area
Lot Size	9,293 sqft (0.213 acres)
Occupancy	Owner Occupied
Tax Bill	$1,567.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-8.0-28-003-000-001.020`

Interior

Building Area	1,104 sqft Base Area
1st Floor	1,104 sqft 1st Floor

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Lot Area	9,293 sqft (0.213 acres)
Depth X Width	123 ft x 75 ft Depth x Width

Location & Zoning

Street Address	4508 IRIS AVE
City	SAINT JOSEPH
State	MO
Zip	64503-5102
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SUB:KERNS KREST LOT:20 BLK:0LGL DESC:
Legal Subdivision	KERNS KREST
Legal Lot Number	20
Jurisdiction	BUCHANAN MO
Minor Civil Division	WASHINGTON
Census Blockgroup	1
Census Block	1016
Census Tract	2100

Owner

Source: Buchanan County records · APN 06-8.0-28-003-000-001.020

Assessment roll updated November 4, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4508 IRIS AVE, SAINT JOSEPH, MO 64503-5102
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	4508 IRIS AVE, SAINT JOSEPH, MO 64503-5102
Transaction Type	Mortgage
Record Updated	Mar 09, 2026
Title Company	TOWNSGATE CLOSING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4508 IRIS AVE, SAINT JOSEPH, MO 64503-5102

Mortgage

Document Number	003816/185
Date	Feb 25, 2026
Book Page	3816/185
Instrument	2026001378

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MAITLAND, FL 32751

Agreement

Type	Stand Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 01, 2046

Tax Assessment & Valuation

Source: Buchanan County records · Assessment roll updated November 4, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,567.00 (+0.06%)	$22,800 (+6.05%) Land $4,180 Building $18,620	$120,020 (+6.04%) Land $22,000 Building $98,020
2024	$1,566.00 (+10.75%)
2023	$1,414.00 (-0.7%)	$21,500 (-) Land $4,180 Building $17,320	$113,180 (-) Land $22,000 Building $91,180
2022	$1,424.00	$21,500 Land $4,180 Building $17,320
2021			$113,180 Land $22,000 Building $91,180

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	FEMA flood map data for this location is not available in our records

Wildfire

Wildfire Risk	Low above 35% of the US · above 26% of Missouri
Wildfire Likelihood	About 1 in 1,923 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.