4508 Gateway Cir, Dayton, OH 45440 Property Records

Montgomery County property record for 4508 Gateway Cir, Dayton, OH 45440

Property Summary

Property Type	Mixed Use Commercial/Industrial
Details	4,040 sqft · built 2000
Lot Size	0.43 acres (18,731 sqft)
Owner	Company Name on Record
Last Sale	$34,000 (Jan 1999)
Tax Bill	$9,886 (2024)
Deeds & Mortgages	Aug 2017 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`N64 03620 0002`

Property Details

APN / Parcel Number

Primary APN	`N64 03620 0002`

Interior

Stories	1 Story
Building Area	4,040 sqft Total Area
1st Floor Area	4,040 sqft

Exterior

Year Built	Built 2000
Exterior Material	Brick Veneer
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	18,731 sqft (0.43 acres)
Patio Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4508 GATEWAY CIR
City	DAYTON
State	OH
Zip	45440-1712
Property Category	Commercial
Property Type	Commercial > Retail > Mixed Use Commercial/Industrial
Legal Description	LOT 2 KETTERING GLASS REPLAT
Legal Subdivision	KETTERING GLASS
Legal Lot Number	2
Jurisdiction	MONTGOMERY OH
Township / Civil Division	KETTERING
Census Block Group	2
Census Block	2000
Census Tract	21700

Owner

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4508 GATEWAY CIR, DAYTON, OH 45440-1712
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 1999 · Amount on Record
Deed Sale	Jan 27, 1999 · Amount on Record
Prior Sale	Feb 13, 2004
Deed Document Number	0000048A11
Deed Book / Page	N64
Last Transfer Date	Aug 18, 2017
Transfer Doc	0000048708
Record Updated	Jun 8, 2026

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Aug 18, 2017
Property Address	4508 GATEWAY CIR, DAYTON, OH 45440-1712
Document Number	0000048708
Instrument Date	Aug 16, 2017
Instrument	48708
Transaction Type	Transfer
Record Updated	Aug 24, 2018
Title Company	THIRD TITLE AGENCY INC, TRIAD TITLE AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$855.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4508 GATEWAY CIR KETTERING OH 454401712, KETTERING, OH 45440-1712

Mortgage

Document Number	48710
Date	Aug 18, 2017
Instrument	48710

Lender

Name	PNC BK
Type	Bank
Address	DAYTON, OH 45402-2845

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Kettering City
Unified School District	Kettering City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$99,750 (-) Land $13,110 Building $86,640
2024	$9,886.00 (+0.43%)
2023	$9,844.00 (-7.19%)	$99,750 (-) Land $13,110 Building $86,640	$285,000 (-) Land $37,460 Building $247,540
2022	$10,607.00	$99,750 Land $13,110 Building $86,640
2020			$285,000 Land $37,460 Building $247,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: altafiber Network Solutions.

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