4508 Crystal Rock Ct, Columbia, MO 65203 Property Records

Boone County property record for 4508 Crystal Rock Ct, Columbia, MO 65203

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,320 sqft · built 2002
Lot Size	0.338 acres (14,763 sqft)
Owner	2 Individual Names on File
Last Sale	$120,900 (Mar 2019)
Tax Bill	$2,929 (2025)
Deeds & Mortgages	Jul 2018 Line of Credit Mar 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-420-00-04-056-00`

Property Details

APN / Parcel Number

Primary APN	`16-420-00-04-056-00`
Alternative APN	`16-420-00-04-056.00 01`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,320 sqft Living Area
1st Floor Area	1,520 sqft
Basement Area	800 sqft
Finished Basement	800 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	14,763 sqft (0.338 acres)
Lot Dimensions	217 ft deep x 67.9 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	200 sqft
Patio Area	72 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	4508 CRYSTAL ROCK CT
City	COLUMBIA
State	MO
Zip	65203-8567
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	STONECREST PLAT 2 LOT 56
Legal Range	13W
Legal Township	48N
Legal Section	20
Legal Subdivision	STONECREST
Legal Block	A02
Legal Lot Number	56
Jurisdiction	BOONE MO
Township / Civil Division	MISSOURI
Census Block Group	2
Census Block	2031
Census Tract	1807

Owner

4508 Crystal Rock Ct is owned and occupied by two individuals who bought it in March 2019.

Source: Boone County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4508 CRYSTAL ROCK CT, COLUMBIA, MO 65203-8567
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2018	Deed of Trust, Mortgage · Line of Credit LANDMARK BANK
Mar 28, 2019	Warranty Deed, Transfer · VA Mortgage FLAT BRANCH HOME LOANS INC
Apr 10, 2017	Deed of Trust, Mortgage · Line of Credit RIVER REGION CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2019 · Amount on File
Deed Sale	Mar 28, 2019 · Amount on File
Deed Document Number	20194666
Deed Book / Page	5002 / 52
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	4508 CRYSTAL ROCK CT, COLUMBIA, MO 65203-8567
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014846
Date	Jul 31, 2018
Book Page	4926/0152
Instrument	2018014846

Lender

Name	LANDMARK BANK
Type	Non-Lending Institution
Address	COLUMBIA, MO 65201

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jul 26, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE MO
Recording Date	Mar 28, 2019
Property Address	4508 CRYSTAL ROCK CT, COLUMBIA, MO 65203-8567
Document Number	2019004666
Book / Page	5002 / 0052
Map Reference	MB 35 PG 37
Instrument Date	Mar 22, 2019
Instrument	2019004666
Transaction Type	Transfer
Record Updated	Sep 3, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4508 CRYSTAL ROCK CT, COLUMBIA, MO 65203-8567

Mortgage

Document Number	2019004667
Date	Mar 28, 2019
Instrument	2019004667

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	4508 CRYSTAL ROCK CT, COLUMBIA, MO 65203-8567
Document Number	0000011924
Book / Page	004764 / 000021
Instrument Date	Apr 10, 2017
Transaction Type	Mortgage
Record Updated	Jul 18, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4508 CRYSTAL ROCK CT COLUMBIA MO 652038567, COLUMBIA, MO 65203-8567

Mortgage

Document Number	0000011924
Date	Jun 12, 2017
Book Page	004764/000021
Instrument	11924

Lender

Name	RIVER REGION CU
Type	Credit Union
Address	JEFFERSON CITY, MS 65101

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jun 11, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4508 Crystal Rock Ct was $2,929.

Source: Boone County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Boone County
Municipality	Columbia City
Unified School District	Columbia 93 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$49,685 (-) Land $7,714 Building $41,971
2025	$2,929.00	$49,685 Land $7,714 Building $41,971	$261,500 Land $40,600 Building $220,900
2023	$2,903.00 (+8.12%)	$43,396 Land $7,714 Building $35,682	$228,400 Land $40,600 Building $187,800
2022	$2,685.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4508 Crystal Rock Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4508 Crystal Rock Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA UTILITIES serves 126,254 people · EPA ID MO3010181
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed, Spectrum.

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