4508 Cerro Ln, Redding, CA 96001 Property Records

Shasta County property record for 4508 Cerro Ln, Redding, CA 96001

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,866 sqft · built 2007
Lot Size	0.49 acres (21,344 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,371 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Jul 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`048-570-001-000`

Property Details

APN / Parcel Number

Primary APN	`048-570-001-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,866 sqft Living Area
1st Floor Area	1,866 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Lot Area	21,344 sqft (0.49 acres)
Garage Type	Attached
Garage Area	752 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Account Number	048570001000
Street Address	4508 CERRO LN
City	REDDING
State	CA
Zip	96001-3827
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	CERRO VISTA SUBDIVISION
Legal Lot Number	1-3
Jurisdiction	SHASTA CA
Township / Civil Division	REDDING
Census Block Group	3
Census Block	3008
Census Tract	10400

Owner

Source: Shasta County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4508 CERRO LN, REDDING, CA 96001-3827
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2025	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Jul 15, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Aug 4, 2022	Deed of Trust, Mortgage · Commercial Mortgage HOMETAP INVESTMENTS PARTNERS III SPV LLC
Jul 11, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Sep 20, 2021	Intrafamily Transfer, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Aug 26, 2019	Intrafamily Transfer, Transfer FIDELITY NATL TTL CO OF CA
Aug 26, 2019	Grant Deed, Transfer · Conventional Mortgage MEGASTAR FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2021
Deed Sale	Sep 20, 2021
Prior Sale	Aug 26, 2019 · Amount on Record
Deed Document Number	202139021
Prior Transfer Date	Sep 11, 2021
Prior Transfer Doc	0000039021
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHASTA CA
Property Address	4508 CERRO LN, REDDING, CA 96001-3827
Transaction Type	Mortgage
Record Updated	Sep 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4508 CERRO LN, REDDING, CA 96001-3827

Mortgage

Document Number	0000019908
Date	Sep 9, 2025
Instrument	2025-0019908

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	DALY CITY, CA 94014

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHASTA CA
Property Address	4508 CERRO LN, REDDING, CA 96001-3827
Transaction Type	Mortgage
Record Updated	Sep 27, 2023
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4508 CERRO LN, REDDING, CA 96001-3827

Mortgage

Document Number	0000021890
Date	Jul 15, 2022
Instrument	2022-0021890

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Oct 1, 2051

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHASTA CA
Property Address	4508 CERRO LN, REDDING, CA 96001-3827
Transaction Type	Mortgage
Record Updated	Sep 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4508 CERRO LN, REDDING, CA 96001-3827

Mortgage

Document Number	0000023655
Date	Aug 4, 2022
Instrument	2022-0023655

Lender

Name	HOMETAP INVESTMENTS PARTNERS III SPV LLC
Type	Non-Lending Institution
Address	BOSTON, MA 02199

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHASTA CA
Property Address	4508 CERRO LN, REDDING, CA 96001-3827
Transaction Type	Mortgage
Record Updated	Sep 27, 2023
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4508 CERRO LN, REDDING, CA 96001-3827

Mortgage

Document Number	0000021321
Date	Jul 11, 2022
Instrument	2022-0021321

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Oct 1, 2051

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SHASTA CA
Recording Date	Sep 20, 2021
Property Address	4508 CERRO LN, REDDING, CA 96001-3827
Document Number	0000039021
Map Reference	MB 23 PG 84
Instrument Date	Sep 11, 2021
Instrument	2021-0039021
Transaction Type	Transfer
Record Updated	Oct 1, 2021
Title Company	AMROCK INC, AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4508 CERRO LN, REDDING, CA 96001-3827

Mortgage

Document Number	0000039022
Date	Sep 20, 2021
Instrument	2021-0039022

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

August 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SHASTA CA
Recording Date	Aug 26, 2019
Property Address	4508 CERRO LN, REDDING, CA 96001-3827
Document Number	0000024721
Map Reference	MB 23 PG 84
Instrument Date	Aug 26, 2019
Instrument	2019-0024721
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	FIDELITY NATL TTL CO OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4508 CERRO LN, REDDING, CA 96001-3827

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SHASTA CA
Recording Date	Aug 26, 2019
Property Address	4508 CERRO LN, REDDING, CA 96001-3827
Document Number	0000024720
Map Reference	MB 23 PG 84
Instrument Date	Aug 21, 2019
Instrument	2019-0024720
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	FIDELITY NATL TTL CO OF CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4508 CERRO LN, REDDING, CA 96001-3827

Mortgage

Document Number	0000024722
Date	Aug 26, 2019
Instrument	2019-0024722

Lender

Name	MEGASTAR FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Shasta County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	California
County	Shasta County
Municipality	Redding City
Elementary School District	Redding Elementary School District (KG - 08)
Secondary School District	Shasta Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$401,582 (+2%) Land $78,084 Building $323,498
2025	$4,371.00 (+4.67%) Homeowner's exemption	$393,708 (+4.04%) Land $76,553 Building $317,155
2023	$4,176.00 (+1.95%) Homeowner's exemption	$378,422 Land $73,581 Building $304,841
2022	$4,096.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Mar 1993 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF REDDING serves 90,254 people · EPA ID CA4510005
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Com-Pair Services Fixed Wireless	100 / 25

May also be available: DigitalPath, GeoLinks.

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