Highlands County property record for 4508 Calatrava Ave, Sebring, FL 33872
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2 ba · 2,169 sqft · built 2020 |
| Lot Size | 0.173 acres (7,543 sqft) |
| Owner | Individual Name on File |
| Last Sale | $315,000 (Feb 2023) |
| Tax Bill | $2,487 (2024) |
| Deeds & Mortgages | Jun 2026 Sale Feb 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C-04-34-28-130-2750-0571 |
| Primary APN | C-04-34-28-130-2750-0571 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,169 sqft Living Area |
| Gross Area | 2,609 sqft |
| 1st Floor Area | 1,953 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Duplex Single |
| Exterior Material | Concrete Block/Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 7,543 sqft (0.173 acres) |
| Lot Dimensions | 150 ft deep x 50.5 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Driveway | Driveway |
| Driveway Area | 468 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 36 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4508 CALATRAVA AVE |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33872-1933 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R2 |
| Legal Description | SUN N LAKE OF SEB UNIT 13 PB 9 PG 71 S 1/2 OF LOT 57 BLK 275 |
| Legal Subdivision | SUN'N LAKE ESTATES OF SEBRING UNIT 13 |
| Legal Block | 275 |
| Legal Lot Number | 57 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | AVON PARK |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 960503 |
4508 Calatrava Ave, a duplex, is owned and occupied by an individual who acquired it in June 2025.
Source: Highlands County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4508 CALATRAVA AVE, SEBRING, FL 33872-1933 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 23, 2026 | Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE |
| Feb 27, 2023 | Warranty Deed, Transfer · Conventional Mortgage MIDFLORIDA CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 27, 2023 · Amount on File |
| Deed Sale | Feb 27, 2023 · Amount on File |
| Deed Document Number | 20232138457 |
| Deed Book / Page | 2959 / 255 |
| Last Transfer Date | Jun 5, 2025 |
| Transfer Doc | 0002263303 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Jun 23, 2026 |
| Property Address | 4508 CALATRAVA AVE, SEBRING, FL 33872-1933 |
| Document Number | 0002318633 |
| Book / Page | 3200 / 1503 |
| Instrument Date | Jun 22, 2026 |
| Instrument | 20262318633 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 4508 CALATRAVA AVE, SEBRING, FL 33872-1933 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Feb 27, 2023 |
| Property Address | 4508 CALATRAVA AVE, SEBRING, FL 33872-1933 |
| Document Number | 0002138457 |
| Book / Page | 2959 / 255 |
| Map Reference | MB 9 PG 71 |
| Instrument Date | Feb 16, 2023 |
| Instrument | 2138457 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2023 |
| Title Company | WHEATLAND TITLE, HEARTLAND TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,205.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 127 COVEWOOD WAY APT 425, 425, SANTA ROSA BEACH, FL 32459-2675 |
| Name | Verified Name |
|---|---|
| Address | 4508 CALATRAVA AVE, SEBRING, FL 33872-1933 |
| Document Number | 0002959257 |
|---|---|
| Date | Feb 27, 2023 |
| Instrument | 2959/257 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Type Change Date | Mar 1, 2033 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 7.5% |
| Index | 1-Year T-Bill |
| Max Rate | 9.5% |
Source: Highlands County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $204,287 | $250,811 Land $12,120 Building $238,691 | |
| 2024 | $2,487.00 | ||
| 2023 | $228,376 (+17.36%) Land $6,312 Building $222,064 | $228,376 (+17.36%) Land $6,312 Building $222,064 | |
| 2022 | $3,055.00 | $194,591 Land $5,050 Building $189,541 | $194,591 Land $5,050 Building $189,541 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4508 Calatrava Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (2022) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4508 Calatrava Ave is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUN N LAKES OF SEBRING WATER private · serves 7,710 people · EPA ID FL6280274 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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