4508 45th St, Lubbock, TX 79414 Property Records

Lubbock County property record for 4508 45th St, Lubbock, TX 79414 · Last verified February 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,077 sqft · built 1954
Lot Size0.179 acres (7,800 sqft)
OwnerIndividual Name on File
Tax Bill$911 (2025)
Deeds & MortgagesMay 2023 Mortgage
May 2023 Sale
Flood ZoneZone X (minimal risk)
APNR127750

Property Details

APN / Parcel Number

Primary APNR127750

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area1,077 sqft Living Area

Exterior

Year BuiltBuilt 1954
Exterior MaterialAsbestos
Foundation TypePier/Post & Beam
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,800 sqft (0.179 acres)
Lot Dimensions130 ft deep x 60 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4508 45TH ST
CityLUBBOCK
StateTX
Zip79414-3306
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMCCULLOCH L 136
Legal SubdivisionMCCULLOCH
Legal Lot Number136
JurisdictionLUBBOCK TX
Township / Civil DivisionLUBBOCK
Census Block Group2
Census Block2004
Census Tract1806

Owner

Source: Lubbock County records · APN R127750

Assessment roll updated August 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4508 45TH ST, LUBBOCK, TX 79414-3306
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 26, 2023Vendor's Lien, Transfer · FHA Mortgage
CARDINAL FINANCIAL COMPANY LP
May 26, 2023Cash Sale Deed, Transfer
HUB CITY TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 26, 2023
Deed SaleMay 26, 2023
Prior SaleMay 26, 2023
Deed Document Number2023-19450
Record UpdatedJun 08, 2026

May 2023: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionLUBBOCK TX
Recording DateMay 26, 2023
Property Address4508 45TH ST, LUBBOCK, TX 79414-3306
Document Number0000019450
Map ReferenceVOL 513 PG 517
Instrument DateMay 26, 2023
Instrument2023019450
Transaction TypeTransfer
Record UpdatedMay 29, 2026
Title CompanyHUB CITY TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4508 45TH ST, LUBBOCK, TX 79414-3306

Mortgage

Document Number0000019451
DateMay 26, 2023
Instrument2023019451
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2053

May 2023: Cash Sale Deed, Transfer

Document TypeCash Sale Deed
JurisdictionLUBBOCK TX
Recording DateMay 26, 2023
Property Address4508 45TH ST, LUBBOCK, TX 79414-3306
Document Number0000019449
Map ReferenceVOL 513 PG 517
Instrument DateMay 24, 2023
Instrument2023019449
Transaction TypeTransfer
Record UpdatedJun 19, 2026
Title CompanyHUB CITY TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4508 45TH ST, LUBBOCK, TX 79414-3306

Tax Assessment & Valuation

Source: Lubbock County records · Assessment roll updated August 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateTexas
CountyLubbock County
MunicipalityLubbock City
Unified School DistrictLubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$911.00 (-45.38%) Homeowner's exemption$101,055 (+8.36%) Land $20,000 Building $83,918$103,918 (+11.43%) Land $20,000 Building $83,918
2024$1,668.00 (-3.75%)
2023$1,733.00 (-5.56%)$93,258 Land $7,620 Building $85,638$93,258 Land $7,620 Building $85,638
2022$1,835.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lubbock County (48303C), updated October 6, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 483030018062, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 705 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Metronet HoldingsFiber5,120 / 5,120
AT&TFiber5,000 / 5,000
Optimum CommunicationsCable940 / 35
JAB WirelessFixed Wireless (unlicensed)300 / 60
VerizonFixed Wireless300 / 20
TelespanFixed Wireless (unlicensed)100 / 40
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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