45071 Towne St, Indio, CA 92201 Property Records

Riverside County property record for 45071 Towne St, Indio, CA 92201

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	3,494 sqft · built 1955
Lot Size	0.18 acres (7,841 sqft)
Owner	Company Name on Record
Last Sale	$400,000 (Dec 2025)
Tax Bill	$946 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`611-172-012`

Property Details

APN / Parcel Number

Primary APN	`611-172-012`

Interior

Stories	1 Story
Building Area	3,494 sqft Gross Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Construction Type	Masonry / Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	7,841 sqft (0.18 acres)

Location & Zoning

Street Address	45071 TOWNE ST
City	INDIO
State	CA
Zip	92201-4407
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	C2
Legal Description	POR LOT 15 BLK K MB 010/461 SD INDIO
Legal Subdivision	INDIO
Legal Block	K
Legal Lot Number	15
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	2
Census Block	2010
Census Tract	49502

Owner

Source: Riverside County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6385 VIA STASERA, PALM DESERT, CA 92260-1841
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2023	Deed of Trust, Mortgage · Commercial Mortgage SANDRA H SPRAGUE
Dec 15, 2025	Grant Deed, Transfer · Commercial Mortgage CALIFORNIA BANK OF COMMERCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2025 · Amount on Record
Deed Sale	Dec 15, 2025 · Amount on Record
Prior Sale	Dec 21, 2011
Deed Document Number	2025388280
Prior Transfer Date	Jun 23, 2016
Prior Transfer Doc	0000259830
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	45071 TOWNE ST, INDIO, CA 92201-4407
Transaction Type	Mortgage
Record Updated	Dec 26, 2025
Title Company	STEWART TITLE/NW FLORIDA, STEWART TITLE OF CALIFORNIA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49087 SEDONA CT, COACHELLA, CA 92236-3284

Mortgage

Document Number	0000101402
Date	Apr 10, 2023
Instrument	2023-0101402

Lender

Name	SANDRA H SPRAGUE
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Mar 14, 2028

December 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Dec 15, 2025
Property Address	45071 TOWNE ST, INDIO, CA 92201-4407
Document Number	0000388280
Map Reference	MB 10 PG 461
Instrument Date	Dec 5, 2025
Instrument	2025-0388280
Transaction Type	Transfer
Record Updated	Dec 26, 2025
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6385 VIA STASERA, PALM DESERT, CA 92260-1841

Mortgage

Document Number	0000388281
Date	Dec 15, 2025
Instrument	2025-0388281

Lender

Name	CALIFORNIA BANK OF COMMERCE
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Indio City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$400,000 (+165.41%) Land $120,000 Building $280,000
2025	$946.00 (+13.43%) Additional exemption filed	$150,711 (+4.04%) Land $56,516 Building $94,195
2023	$834.00 (+6.65%) Additional exemption filed	$144,861 Land $54,322 Building $90,539
2022	$782.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks, Verizon.

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