Cumberland County property record for 4507 Ruby Rd, Fayetteville, NC 28311
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,638 sqft · built 1982 |
| Lot Size | 0.269 acres (11,761 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $69,000 (Jul 2010) |
| Tax Bill | $1,354 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage Jun 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0520-51-4648 |
| Primary APN | 0520-51-4648 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,638 sqft Heated Area |
| 1st Floor Area | 1,278 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 11,761 sqft (0.269 acres) |
| Lot Dimensions | 131 ft deep x 90 ft wide |
| Porch | Open Porch |
| Porch Area | 76 sqft |
| Patio Area | 184 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Old Parcel Number | 0520.19514648 |
|---|---|
| Street Address | 4507 RUBY RD |
| City | FAYETTEVILLE |
| State | NC |
| Zip | 28311-1843 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF10 |
| Legal Description | TIFFANY PINES LO:391 SE:08 PL:0049-0045 UN:01 |
| Legal Subdivision | TIFFANY PINES |
| Legal Lot Number | 391 |
| Jurisdiction | CUMBERLAND NC |
| Township / Civil Division | CARVERS CREEK |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 2501 |
Source: Cumberland County records, as of December 18, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4507 RUBY RD, FAYETTEVILLE, NC 28311-1843 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 30, 2023 | Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jun 15, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 28, 2010 · Amount on Record |
| Deed Sale | Jul 28, 2010 · Amount on Record |
| Deed Document Number | 0008442884 |
| Deed Book / Page | 8442 / 884 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Property Address | 4507 RUBY RD, FAYETTEVILLE, NC 28311-1843 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2023 |
| Title Company | FIRST SOURCE TITLE AGENCY INC, FIRST SOURCE TITLE AGCY INC |
| Name | Verified Name |
|---|
| Document Number | 0117680565 |
|---|---|
| Date | Jun 30, 2023 |
| Book Page | 11768/565 |
| Instrument | 20393 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CLEVELAND, OH 44144 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 289 Months |
| Due | Jul 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Property Address | 4507 RUBY RD, FAYETTEVILLE, NC 28311-1843 |
| Transaction Type | Mortgage |
| Record Updated | Jul 5, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0114980050 |
|---|---|
| Date | Jun 15, 2022 |
| Book Page | 11498/50 |
| Instrument | 24374 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
Source: Cumberland County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cumberland County |
| Municipality | Fayetteville City |
| Unified School District | Cumberland County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,354.00 (+36.22%) | $156,101 (+68.68%) Land $30,000 Building $126,101 | $156,101 (+68.68%) Land $30,000 Building $126,101 |
| 2024 | $994.00 (+8.04%) | $92,541 (-) Land $12,000 Building $80,541 | $92,541 (-) Land $12,000 Building $80,541 |
| 2023 | $920.00 (+11.11%) | $92,541 Land $12,000 Building $80,541 | $92,541 Land $12,000 Building $80,541 |
| 2022 | $828.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FAYETTEVILLE PUBLIC WORKS COMM serves 226,441 people · EPA ID NC0326010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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