Osceola County property record for 4507 Packard Ave S, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2024 |
| Square Footage | 3,076 sqft Heated Area |
| Lot Size | 203,425 sqft (4.67 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $100,000 (2022) |
| Tax Bill | $5,742.00 (2025) |
| Primary APN | 072731495000010385 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 3,076 sqft Heated Area |
| Gross Area | 5,499 sqft Gross Area |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2024 |
|---|---|
| Exterior Material | Fiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 203,425 sqft (4.67 acres) |
| Garage Type | Mixed Garage |
| Garage Area | 2,700 sqft Garage |
| Pool Area | 140 sqft Pool |
| Deck Area | 1,768 sqft Deck |
| Patio Area | 1,056 sqft Patio |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 4507 PACKARD AVE S |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8162 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | S L & I C PB B PG 45 A PORTION OF LOTS 37 & 38: BEG AT NW COR OF LOT 37, N89-57-09E 319.84 FT, S00-10-33E 330.08 FT, |
| Legal Lot Number | 37-38 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1013 |
| Census Tract | 43205 |
Source: Osceola County records · APN 072731495000010385
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 4507 PACKARD AVE S, SAINT CLOUD, FL 34772-8162 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 31, 2022 · Amount on Record |
| Deed Sale | Aug 31, 2022 · Amount on Record |
| Deed Doc Number | 0062851524 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4507 PACKARD AVE S, SAINT CLOUD, FL 34772-8162 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4507 PACKARD AVE S, SAINT CLOUD, FL 34772-8162 |
| Document Number | 0066680433 |
|---|---|
| Date | Sep 20, 2024 |
| Book Page | 6668/433 |
| Instrument | 2024121392 |
| Name | BANKFLORIDA |
|---|---|
| Type | Bank |
| Address | DADE CITY, FL 33525 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,742.00 Homeowner's exemption | $403,927 | $860,700 Land $168,100 Building $692,600 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 66.0 ft |
| Wildfire Risk | High above 82% of the US · above 72% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 206 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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