McHenry County property record for 4507 Hanover Dr, Crystal Lake, IL 60012
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,148 sqft · built 1987 |
| Lot Size | 0.58 acres (25,265 sqft) |
| Owner | Individual Name on File |
| Last Sale | $435,000 (Apr 2026) |
| Tax Bill | $8,053 (2024) |
| Deeds & Mortgages | Sep 2022 Line of Credit Apr 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-28-176-005 |
| Primary APN | 14-28-176-005 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 4 Half Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,148 sqft Living Area |
| 1st Floor Area | 2,148 sqft |
| Basement Area | 1,884 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 25,265 sqft (0.58 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 366 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4507 HANOVER DR |
|---|---|
| City | CRYSTAL LAKE |
| State | IL |
| Zip | 60012-1869 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 90R027000 LT 10 FOX CREEK ESTATES UNIT 1 |
| Legal Subdivision | FOX CREEK ESTATES |
| Legal Block | 176 |
| Legal Lot Number | 10 |
| Legal Unit | 1 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | NUNDA |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 870813 |
Source: McHenry County records, as of April 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4507 HANOVER DR, CRYSTAL LAKE, IL 60012-1869 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Sep 23, 2022 | Deed of Trust, Mortgage · Line of Credit AMERICAN EAGLE BANK |
| Apr 8, 2026 | Warranty Deed, Transfer · Conventional Mortgage NATIONS LENDING CORPORATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 8, 2026 · Amount on File |
| Deed Sale | Apr 8, 2026 · Amount on File |
| Deed Document Number | 20269305 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 4507 HANOVER DR, CRYSTAL LAKE, IL 60012-1869 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000033169 |
|---|---|
| Date | Sep 23, 2022 |
| Instrument | 2022R0033169 |
| Name | AMERICAN EAGLE BANK |
|---|---|
| Type | Bank |
| Address | SOUTH ELGIN, IL 60177 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 61 Months |
| Due | Oct 20, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Min Rate At Change | 4.5% |
| Max Rate | 18% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Apr 8, 2026 |
| Property Address | 4507 HANOVER DR, CRYSTAL LAKE, IL 60012-1869 |
| Document Number | 0000009305 |
| Instrument Date | Mar 3, 2026 |
| Instrument | 20269305 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $65,902.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4507 HANOVER DR, CRYSTAL LAKE, IL 60012-1869 |
| Document Number | 0000009306, |
|---|---|
| Date | Apr 8, 2026 |
| Instrument | 20269306 |
| Name | NATIONS LENDING CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.88% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: McHenry County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Nunda Township |
| Elementary School District | Crystal Lake Community Consolidated School District 47 (PK - 08) |
| Secondary School District | Community High School District 155 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $8,053.00 | $119,685 (+17.47%) Land $26,061 Building $93,624 | $359,055 (+17.47%) Land $78,183 Building $280,872 |
| 2022 | Homeowner's exemption | $101,886 Land $21,373 Building $80,513 | $305,658 Land $64,119 Building $241,539 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · above 42% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures