4507 Crystal Beach Rd, Winter Haven, FL 33880 Property Records

Polk County property record for 4507 Crystal Beach Rd, Winter Haven, FL 33880

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,152 sqft · built 1983
Lot Size	7.25 acres (315,871 sqft)
Owner	Individual Name on File
Last Sale	$550,000 (Aug 2021)
Tax Bill	$3,957 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Mar 2021 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`25-29-01-000000-043240`

Property Details

APN / Parcel Number

Primary APN	`25-29-01-000000-043240`
Alternative APNs	`012925000000043240` `12925000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,152 sqft Living Area
Gross Area	2,680 sqft
1st Floor Area	1,770 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	315,871 sqft
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	528 sqft

Exterior Amenities

Pool Area	512 sqft
Porch	Florida Room
Porch Area	457 sqft
Patio Area	353 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	4507 CRYSTAL BEACH RD
City	WINTER HAVEN
State	FL
Zip	33880-4966
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE1
Legal Description	HAT PART LYING IN SECS 1 & 2 TWN 29S RNG 25E MORE PART DESC AS FOLLOWS: COMM SW COR OF SEC RUN N 2133.74 FT FOR POB CONT N TO S LINE DORRS HOMESTEAD SUB E TO POINT S49-18-30 E TO R/W SWLY ALONG CURVE ON R/W 13.42 FT S40-41-30W 82.58 FT N49-18-30W 410
Legal Range	25E
Legal Township	29S
Legal Section	01
Legal Subdivision	BINGHAM J A JR PROP
Legal Tract	000000
Legal Block	3
Legal Lot Number	4
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	3
Census Block	3002
Census Tract	14701

Owner

4507 Crystal Beach Rd is owned and occupied by an individual who bought it in August 2021.

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4507 CRYSTAL BEACH RD, WINTER HAVEN, FL 33880-4966
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2021	Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK NA
Mar 23, 2021	Quit Claim Deed, Transfer Quitclaim
Jan 11, 2021	Warranty Deed, Transfer SUNBELT TITLE (AGENCY)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2021 · Amount on File
Deed Sale	Aug 25, 2021 · Amount on File
Prior Sale	Jan 11, 2021 · Amount on File
Deed Document Number	2021222535
Deed Book / Page	11863 / 1844
Prior Transfer Date	Jan 1, 2021
Prior Transfer Doc	0116340058
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Aug 25, 2021
Property Address	4507 CRYSTAL BEACH RD, WINTER HAVEN, FL 33880-4966
Document Number	0000222535
Book / Page	11863 / 1844
Instrument Date	Aug 23, 2021
Instrument	2021222535
Transaction Type	Transfer
Record Updated	Sep 9, 2021
Title Company	RIDGE SECURITY TITLE INC

Transaction

Amount	Amount on Record
Tax	$3,850.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3580 RECKER HWY, 3580, WINTER HAVEN, FL 33880-1958

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4507 CRYSTAL BEACH RD, WINTER HAVEN, FL 33880-4966

Mortgage

Document Number	0118631846
Date	Aug 25, 2021
Instrument	11863/1846

Lender

Name	SOUTH STATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Mortgage

Document Number	0000235439
Date	Sep 9, 2021
Book Page	11884/1944
Instrument	2021235439

Lender

Name	SOUTH STATE BANK NA
Type	Bank
Address	CHARLESTON, SC 29406

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	Mar 23, 2021
Property Address	4507 CRYSTAL BEACH RD, WINTER HAVEN, FL 33880-4966
Document Number	0000073228
Book / Page	11634 / 58
Instrument Date	Jan 1, 2021
Instrument	2021073228
Transaction Type	Transfer
Record Updated	Dec 23, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	27 LAKE AVE, 27, WINTER HAVEN, FL 33880-4977

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4507 CRYSTAL BEACH RD, WINTER HAVEN, FL 33880-4966

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jan 11, 2021
Property Address	4507 CRYSTAL BEACH RD, WINTER HAVEN, FL 33880-4966
Document Number	0115330238
Book / Page	011533 / 000238
Instrument Date	Dec 16, 2020
Instrument	7074
Transaction Type	Transfer
Record Updated	Jan 26, 2021
Title Company	SUNBELT TITLE (AGENCY)

Transaction

Amount	Amount on Record
Tax	$1,659.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	27 LAKE AVE WINTER HAVEN FL 338804977, WINTER HAVEN, FL 33880-4977

Tax Assessment & Valuation

The 2025 property tax bill for 4507 Crystal Beach Rd was $3,957 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$307,895 (+0.6%) Land $32,744 Building $275,151	$307,895 (+0.6%) Land $32,744 Building $275,151
2025	$3,957.00	$306,064 Land $32,744 Building $273,320	$306,064 Land $32,744 Building $273,320
2023	$4,318.00 (+10.29%)	$298,816 (+15.29%) Land $31,261 Building $267,555	$298,816 (+15.29%) Land $31,261 Building $267,555
2022	$3,915.00	$259,192 Land $25,622 Building $233,570	$259,192 Land $25,622 Building $233,570

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4507 Crystal Beach Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	135.5 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 39 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	2 (2022)
Most Recent Claim	Oct 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4507 Crystal Beach Rd is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CYPRESS ACRES MOBILE HOME PARK private · serves 78 people · EPA ID FL6530677
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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