4507 Cetti St, Houston, TX 77009 Property Records

Harris County property record for 4507 Cetti St, Houston, TX 77009

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,853 sqft · built 1955
Lot Size0.157 acres (6,820 sqft)
Owner2 Individual Names on Record
Last Sale$537,825 (Jul 2022)
Tax Bill$320 (2025)
Deeds & MortgagesJul 2022 Reverse Mortgage
Feb 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN021-182-064-0023

Property Details

APN / Parcel Number

Primary APN021-182-064-0023

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,853 sqft Living Area
1st Floor Area1,853 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Lot Area6,820 sqft (0.157 acres)
View / LotNeighborhood
PorchOpen Frame Porch
Porch Area84 sqft
Patio Area280 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0211820640023
Street Address4507 CETTI ST
CityHOUSTON
StateTX
Zip77009-2823
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRS 19 & 20A BLK 64 IRVINGTON
Legal SubdivisionIRVINGTON
Legal Tract19,20
Legal Block64
JurisdictionHARRIS TX
Township / Civil DivisionHOUSTON
Census Block Group2
Census Block2045
Census Tract210600

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4507 CETTI ST, HOUSTON, TX 77009-2823
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 27, 2022Intrafamily Transfer, Transfer · Reverse Mortgage
AMERICAN ADVISORS GROUP
Feb 8, 2019Deed of Trust, Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 27, 2022 · Amount on Record
Deed SaleJul 27, 2022 · Amount on Record
Deed Document Number2022384736
Prior Transfer DateJul 22, 2022
Prior Transfer Doc0000384736
Record UpdatedOct 29, 2026

July 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHARRIS TX
Recording DateJul 27, 2022
Property Address4507 CETTI ST, HOUSTON, TX 77009-2823
Document Number0000384736
Map ReferenceVOL 56 PG 93
Instrument DateJul 20, 2022
Instrument2022-384736
Transaction TypeTransfer
Record UpdatedAug 3, 2022
Title CompanyF/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address4507 CETTI ST, 4507, HOUSTON, TX 77009-2823

Transferred To (Grantee/Buyer)

NameVerified Name
Address4507 CETTI ST, HOUSTON, TX 77009-2823

Mortgage

Document Number0000384737
DateJul 27, 2022
Instrument2022-384737
Lender
NameAMERICAN ADVISORS GROUP
TypeMortgage Company
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate5.47%
AdjustableAdjustable Rate Rider
Type Change DateSep 1, 2022
Change FrequencyMonthly
Index1-Year CMT
Max Rate10.4%

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address4507 CETTI ST, HOUSTON, TX 77009-2823
Document Number0000064218
Instrument DateFeb 8, 2019
Transaction TypeMortgage
Record UpdatedFeb 27, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4507 CETTI ST HOUSTON TX 770092823, HOUSTON, TX 77009-2823

Mortgage

Document Number0000064218
DateFeb 18, 2019
Instrument64218
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
AmountAmount Recorded
Term360 Months
DueFeb 17, 2049

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
MunicipalityHouston City
Unified School DistrictHouston Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$349,263 (-5.4%) Land $237,160 Building $112,103$349,263 (-5.4%) Land $237,160 Building $112,103
2025$320.00 (+56.86%) Homeowner's exemption$369,191 (-1.83%) Land $237,160 Building $132,031$369,191 (-1.83%) Land $237,160 Building $132,031
2024$204.00 (+30.77%)
2023$376,068 Land $241,780 Building $134,288$376,068 Land $241,780 Building $134,288
2022$156.00 (-89.38%)
2020$1,469.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 31 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies31 in force
Nearby Flood Claims9 (1979–2021)
Claims Outside the SFHA6 of 9
Most Recent ClaimJun 2021 · rainfall accumulation
Claims by Event
  • Hurricane Harvey, Aug 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HOUSTON
serves 2,970,543 people · EPA ID TX1010013
Water SourceSurface water
Last State InspectionOct 2025
Lead5 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · May 2025
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 773 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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