4507 15th St, Lubbock, TX 79416 Property Records

Lubbock County property record for 4507 15th St, Lubbock, TX 79416

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,819 sqft · built 1970
Lot Size	0.36 acres (15,705 sqft)
Owner	Individual Name on File
Tax Bill	$6,378 (2025)
Deeds & Mortgages	Jul 2025 Mortgage Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R51040`

Property Details

APN / Parcel Number

Primary APN	`R51040`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,819 sqft Living Area
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	15,705 sqft (0.36 acres)
Lot Dimensions	150 ft deep x 104 ft wide
Garage Area	552 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4507 15TH ST
City	LUBBOCK
State	TX
Zip	79416-4809
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0038
Legal Description	WEST GATE DRIVE BLK 12 L 4
Legal Subdivision	WEST GATE DRIVE
Legal Block	12
Legal Lot Number	4
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	2
Census Block	2020
Census Tract	403

Owner

4507 15th St is owned and occupied by an individual who acquired it in July 2025.

Source: Lubbock County records, as of February 19, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4507 15TH ST, LUBBOCK, TX 79416-4809
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2025	Vendor's Lien, Transfer · Conventional Mortgage NEXA MORTGAGE LLC
Sep 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jul 31, 2017	Deed of Trust, Mortgage · ARM TEXAS TECH FCU
Jul 25, 2018	Warranty Deed, Transfer AIMBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2025
Deed Sale	Jul 16, 2025
Prior Sale	Jul 25, 2018
Deed Document Number	2025027805
Record Updated	Jun 8, 2026

July 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Jul 16, 2025
Property Address	4507 15TH ST, LUBBOCK, TX 79416-4809
Document Number	0000027805
Map Reference	VOL 468 PG 599
Instrument Date	Jul 15, 2025
Instrument	2025027805
Transaction Type	Transfer
Record Updated	Oct 6, 2025
Title Company	TITLEONE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4507 15TH ST, LUBBOCK, TX 79416-4809

Mortgage

Document Number	0000027806
Date	Jul 16, 2025
Instrument	2025027806

Lender

Name	NEXA MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	4507 15TH ST, LUBBOCK, TX 79416-4809
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050040
Date	Sep 28, 2021
Instrument	2021050040

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2036

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	4507 15TH ST, LUBBOCK, TX 79416-4809
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027752
Date	Jul 31, 2017
Instrument	2017027752

Lender

Name	TEXAS TECH FCU
Type	Credit Union
Address	LUBBOCK, TX 79423

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Aug 1, 2022
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	6%
Index	1-Year LIBOR
Max Rate	9%

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUBBOCK TX
Recording Date	Jul 25, 2018
Property Address	4507 15TH ST, LUBBOCK, TX 79416-4809
Document Number	0000027757
Instrument Date	Jul 24, 2018
Instrument	27757
Transaction Type	Transfer
Record Updated	Aug 13, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4507 15TH ST LUBBOCK TX 794164809, LUBBOCK, TX 79416-4809

Mortgage

Document Number	27758
Date	Jul 25, 2018
Instrument	27758

Lender

Name	AIMBANK
Type	Bank
Address	LUBBOCK, TX 79407

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 24, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4507 15th St was $6,378 with a homeowner's exemption, down 10.3% from the year before.

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,378.00 (-10.32%) Homeowner's exemption	$429,071 Land $66,000 Building $363,071	$429,071 Land $66,000 Building $363,071
2024	$7,112.00 (+8.75%)
2023	$6,540.00 (-9.59%) Homeowner's exemption	$401,532 Land $28,793 Building $372,739	$401,532 Land $28,793 Building $372,739
2022	$7,234.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4507 15th St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1979–2008)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Sep 2008 · Hurricane Ike

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4507 15th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL in parts of the area	5,000 / 5,000
Optimum Cable · Fiber in parts of the area	940 / 35
Rise Broadband Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20

May also be available: Metronet, T-Mobile.

Nearby Properties on 15th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures