4506 Willow Hammock Dr, Palmetto, FL 34221 Property Records

Manatee County property record for 4506 Willow Hammock Dr, Palmetto, FL 34221

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,252 sqft · built 2019
Lot Size	0.144 acres (6,293 sqft)
Owner	Individual Name on File
Last Sale	$243,990 (Jul 2019)
Tax Bill	$4,640 (2024)
Deeds & Mortgages	Sep 2022 Mortgage Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7450.3070-9`

Property Details

APN / Parcel Number

Primary APN	`7450.3070-9`
Alternative APN	`341804745030709`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,252 sqft Living Area
Gross Area	2,756 sqft
1st Floor Area	890 sqft

Exterior

Year Built	Built 2019
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,293 sqft (0.144 acres)
Terrain	Low
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	341804745030709
Street Address	4506 WILLOW HAMMOCK DR
City	PALMETTO
State	FL
Zip	34221-2816
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R
Legal Description	LOT 190, SILVERSTONE SOUTH PI #7450.3070/9
Legal Range	18E
Legal Township	34S
Legal Section	04
Legal Subdivision	SILVERSTONE SOUTH
Legal Tract	745207
Legal Lot Number	190
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	4
Census Block	4001
Census Tract	1904

Owner

4506 Willow Hammock Dr is owned and occupied by an individual who bought it in July 2019.

Source: Manatee County records, as of November 26, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4506 WILLOW HAMMOCK DR, PALMETTO, FL 34221-2816
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2022	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW COMMUNITY CAPITAL LLC
Dec 6, 2021	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW COMMUNITY CAPITAL LLC
Jul 12, 2019	Warranty Deed, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2019 · Amount on File
Deed Sale	Jul 12, 2019 · Amount on File
Deed Document Number	201941067951
Deed Book / Page	2791 / 4411
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	4506 WILLOW HAMMOCK DR, PALMETTO, FL 34221-2816
Transaction Type	Mortgage
Record Updated	Dec 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4506 WILLOW HAMMOCK DR, PALMETTO, FL 34221-2816

Mortgage

Document Number	0041117809
Date	Sep 20, 2022
Instrument	202241117809

Lender

Name	LAKEVIEW COMMUNITY CAPITAL LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	4506 WILLOW HAMMOCK DR, PALMETTO, FL 34221-2816
Transaction Type	Mortgage
Record Updated	Dec 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4506 WILLOW HAMMOCK DR, PALMETTO, FL 34221-2816

Mortgage

Document Number	0041161185
Date	Dec 6, 2021
Instrument	202141161185

Lender

Name	LAKEVIEW COMMUNITY CAPITAL LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

July 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Jul 12, 2019
Property Address	4506 WILLOW HAMMOCK DR, PALMETTO, FL 34221-2816
Document Number	0027914411
Book / Page	2791 / 4411
Map Reference	MB 63 PG 115
Instrument Date	Jul 1, 2019
Instrument	201941067951
Transaction Type	Subdivision Related Transfer
Record Updated	May 13, 2021
Title Company	DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,708.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12602 TELECOM DR # 100, 12602, TEMPLE TERRACE, FL 33637-0935

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4506 WILLOW HAMMOCK DR, PALMETTO, FL 34221-2816

Mortgage

Document Number	27914412
Date	Jul 12, 2019
Instrument	2791-4412

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$243,669	$355,113 Land $30,600 Building $324,513
2024	$4,640.00 (+1%)
2023	$4,594.00 (-1.63%) Homeowner's exemption	$229,905 (+3%)	$420,334 (+16.08%) Land $30,600 Building $389,734
2022	$4,670.00 Homeowner's exemption	$223,209	$362,098 Land $30,000 Building $332,098

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4506 Willow Hammock Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4506 Willow Hammock Dr is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 74% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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