Frederick County property record for 4506 Shaff Ln, Frederick, MD 21703 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3.5 Baths |
| Year Built | Built 1986 |
| Square Footage | 3,113 sqft Living Area |
| Lot Size | 336,719 sqft (7.73 acres) |
| Garage | Attached, 625 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $510,000 (2016) |
| Tax Bill | $8,981.00 (2025) |
| Primary APN | 24-463737 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 3,113 sqft Living Area |
| Gross Area | 3,738 sqft Gross Area |
| 1st Floor | 1,606 sqft 1st Floor |
| Basement Area | 1,000 sqft Basement |
| Finished Basement | 1,000 sqft Finished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Conventional Style |
| Exterior Material | Brick Exterior |
| Construction Type | Brick Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 336,719 sqft (7.73 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 625 sqft Garage |
| Pool Area | 459 sqft Pool |
| Deck Area | 288 sqft Deck |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Sewage | Sewage Connected |
| Account Number | 463737 |
|---|---|
| Street Address | 4506 SHAFF LN |
| City | FREDERICK |
| State | MD |
| Zip | 21703-6956 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 7.73 ACRES OFF W/S STONE ROAD NR. FEAGAVILLE |
| Legal Subdivision | SKYLINE ESTATES |
| Jurisdiction | FREDERICK MD |
| Minor Civil Division | 24, BRADDOCK |
| Census Blockgroup | 3 |
| Census Block | 3027 |
| Census Tract | 752602 |
Source: Frederick County records · APN 24-463737
Assessment roll updated August 4, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4506 SHAFF LN, FREDERICK, MD 21703-6956 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 02, 2026 | Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC |
| Oct 05, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jul 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Jan 17, 2019 | Deed of Trust, Mortgage · Line of Credit JUSTICE FEDERAL CREDIT UNION |
| Jan 17, 2019 | Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FINANCIAL LLC |
| Jul 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC |
| Jun 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JUSTICE FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 19, 2016 · Amount on Record |
| Deed Sale | Feb 19, 2016 · Amount on Record |
| Prior Sale | Feb 05, 1985 · Amount on Record |
| Deed Book / Page | 10996 / 1 |
| Prior Transfer Date | Nov 30, 2010 |
| Prior Transfer Doc | 0081220286 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jul 02, 2026 |
| Property Address | 4506 SHAFF LN, FREDERICK, MD 21703-6956 |
| Document Number | 1794000065 |
| Book / Page | 17943 / 65 |
| Instrument Date | Jun 24, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner, 167 |
| Address | 4506 SHAFF LN, FREDERICK, MD 21703-6956 |
| Document Number | 1794000065, |
|---|---|
| Date | Jul 02, 2026 |
| Book Page | 17943/65 |
| Name | SPRING EQ LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 01, 2046 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 4506 SHAFF LN, FREDERICK, MD 21703-6956 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4506 SHAFF LN, FREDERICK, MD 21703-6956 |
| Document Number | 0161650001 |
|---|---|
| Date | Oct 05, 2022 |
| Book Page | 16165/1 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 478 Months |
| Due | Aug 01, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 4506 SHAFF LN, FREDERICK, MD 21703-6956 |
| Transaction Type | Mortgage |
| Record Updated | Aug 06, 2021 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0151260074 |
|---|---|
| Date | Jul 26, 2021 |
| Book Page | 15126/74 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | Nov 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 4506 SHAFF LN, FREDERICK, MD 21703-6956 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Title Company | MEYMAX TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0128040118 |
|---|---|
| Date | Jan 17, 2019 |
| Book Page | 12804/0118 |
| Name | JUSTICE FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | CHANTILLY, VA 20151 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 28, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 4506 SHAFF LN, FREDERICK, MD 21703-6956 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Title Company | MEYMAX TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0128040100 |
|---|---|
| Date | Jan 17, 2019 |
| Book Page | 12804/0100 |
| Name | HOMESIDE FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MD 21044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 4506 SHAFF LN, FREDERICK, MD 21703-6956 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0138900372 |
|---|---|
| Date | Jul 14, 2020 |
| Book Page | 13890/372 |
| Name | SOUTHERN TRUST MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23462 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 4506 SHAFF LN, FREDERICK, MD 21703-6956 |
| Document Number | 0138900389 |
| Instrument Date | Jun 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 4506 SHAFF LN FREDERICK MD 217036956, FREDERICK, MD 21703-6956 |
| Document Number | 0138900389 |
|---|---|
| Date | Jul 14, 2020 |
| Book Page | 013890/000389 |
| Name | JUSTICE FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,981.00 (+17.28%) | $722,867 (+39.66%) | $825,500 (+59.49%) Land $197,300 Building $628,200 |
| 2024 | $7,658.00 (+23.24%) | ||
| 2023 | $6,214.00 | $517,600 Land $152,100 Building $365,500 | $517,600 Land $152,100 Building $365,500 |
4506 Shaff Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 41st in Maryland |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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