4506 Ruskin Ct, Sacramento, CA 95842 Property Records

Sacramento County property record for 4506 Ruskin Ct, Sacramento, CA 95842

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,344 sqft · built 1963
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Apr 2021)
Tax Bill	$5,115 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Jan 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`220-0246-015-0000`

Property Details

APN / Parcel Number

Primary APN	`220-0246-015-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Garage Area	481 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4506 RUSKIN CT
City	SACRAMENTO
State	CA
Zip	95842-3152
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	HILLSDALE 05, LOT 552
Legal Subdivision	HILLSDALE 05
Legal Lot Number	552
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	3
Census Block	3003
Census Tract	7423

Owner

4506 Ruskin Ct is owned and occupied by two individuals who bought it in April 2021.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4506 RUSKIN CT, SACRAMENTO, CA 95842-3152
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2021	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 9, 2019	Quit Claim Deed, Mortgage · Conventional with PMI FATRWAY INDPNT MTG CORP
May 1, 2018	Quit Claim Deed, Mortgage · Conventional Mortgage GUILD MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2021 · Amount on File
Deed Sale	Apr 6, 2021 · Amount on File
Prior Sale	Sep 3, 2015 · Amount on File
Deed Book / Page	20210406 / 1293
Prior Transfer Date	Jan 4, 2019
Prior Transfer Doc	1090000000541
Record Updated	Oct 29, 2026

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 6, 2021
Property Address	4506 RUSKIN CT, SACRAMENTO, CA 95842-3152
Document Number	0000001293
Map Reference	MB 64 PG 38
Instrument Date	Mar 30, 2021
Instrument	202104061293
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4506 RUSKIN CT, SACRAMENTO, CA 95842-3152

Mortgage

Document Number	0000001294
Date	Apr 6, 2021
Instrument	202104061294

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

January 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 9, 2019
Property Address	4506 RUSKIN CT, SACRAMENTO, CA 95842-3152
Document Number	1901090541
Instrument Date	Jan 4, 2019
Instrument	1901090541
Transaction Type	Mortgage
Record Updated	Jan 21, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	4506 RUSKIN CT SACRAMENTO CA 958423152, SACRAMENTO, CA 95842-3152

Mortgage

Document Number	1901090542
Date	Jan 9, 2019
Instrument	1901090542

Lender

Name	FATRWAY INDPNT MTG CORP
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 8, 2049

May 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 1, 2018
Property Address	4506 RUSKIN CT, SACRAMENTO, CA 95842-3152
Document Number	1805010043
Instrument Date	Apr 27, 2018
Instrument	1805010043
Transaction Type	Mortgage
Record Updated	May 8, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4506 RUSKIN CT SACRAMENTO CA 958423152, SACRAMENTO, CA 95842-3152

Mortgage

Document Number	1805010044
Date	May 1, 2018
Instrument	1805010044

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 30, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4506 Ruskin Ct was $5,115, up 5.1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	Twin Rivers Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$441,628 (+2%) Land $86,944 Building $354,684
2025	$5,115.00 (+5.07%)	$432,970 Land $85,240 Building $347,730
2024	$4,868.00 (-0.69%)
2023	$4,902.00 (+6.26%)	$416,159 Land $81,931 Building $334,228
2022	$4,613.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4506 Ruskin Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4506 Ruskin Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 947 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Succeed.Net, T-Mobile, Verizon.

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