4506 Cascade St, Bozeman, MT 59718 Property Records

Gallatin County property record for 4506 Cascade St, Bozeman, MT 59718

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,360 sqft · built 2005
Lot Size	0.259 acres (11,282 sqft)
Owner	2 Individual Names on File
Last Sale	$779,000 (Sep 2020)
Tax Bill	$6,715 (2026)
Deeds & Mortgages	Dec 2005 Construction Loan Jul 2006 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`00RGG50851`

Property Details

APN / Parcel Number

Primary APN	`00RGG50851`
Alternative APNs	`06-0798-10-2-07-17-0000` `R0651351`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,360 sqft Living Area
1st Floor Area	1,436 sqft
Upper Floors Area	1,864 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,282 sqft (0.259 acres)

Exterior Amenities

Porch	Slab
Porch Area	338 sqft
Deck Area	264 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00RGG50851
Street Address	4506 CASCADE ST
City	BOZEMAN
State	MT
Zip	59718-6703
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VALLEY WEST SUB PH 2, S10, T02 S, R05 E, LOT 8, PLAT J-390 PLUS OPEN SPACE
Legal Range	05E
Legal Township	02S
Legal Section	10
Legal Subdivision	VALLEY WEST SUB PH 2
Legal Lot Number	8
Jurisdiction	GALLATIN MT
Township / Civil Division	BOZEMAN
Census Block Group	1
Census Block	1012
Census Tract	505

Owner

4506 Cascade St is owned and occupied by two individuals who bought it in September 2020.

Source: Gallatin County records, as of September 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4506 CASCADE ST, BOZEMAN, MT 59718-6703
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2005	Deed of Trust, Mortgage · Construction Mortgage BIG SKY WESTERN BANK
Jul 17, 2006	Deed of Trust, Mortgage BIG SKY WESTERN BANK
Dec 4, 2006	Deed of Trust, Mortgage · Line of Credit BIG SKY WESTERN BANK
Apr 11, 2012	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Dec 29, 2014	Deed of Trust, Mortgage · ARM BANK OF AMERICA NA
Sep 1, 2020	Warranty Deed, Transfer · Conventional Mortgage ROCKY MOUNTAIN CU
Nov 23, 2007	Warranty Deed, Transfer · ARM MERRILL LYNCH CREDIT CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2020 · Amount on File
Deed Sale	Sep 1, 2020 · Amount on File
Prior Sale	Nov 23, 2007 · Amount on File
Deed Document Number	20202698280
Prior Transfer Date	Mar 24, 2009
Prior Transfer Doc	0002325189
Record Updated	Oct 29, 2026

December 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	4506 CASCADE ST, BOZEMAN, MT 59718-6703
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	SECURITY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002211458
Date	Dec 2, 2005
Instrument	2211458

Lender

Name	BIG SKY WESTERN BANK
Address	106 E BABCOCK ST, BOZEMAN, MT 59715

Agreement

Type	Construction Mortgage
Amount	Amount on Record

July 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	4506 CASCADE ST, BOZEMAN, MT 59718-6703
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	SECURITY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002234732
Date	Jul 17, 2006
Instrument	2234732

Lender

Name	BIG SKY WESTERN BANK
Type	Bank
Address	PO BOX 667, BOZEMAN, MT 59771

Agreement

Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	6%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Index	1-Year T-Bill

December 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	4506 CASCADE ST, BOZEMAN, MT 59718-6703
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	SECURITY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002250095
Date	Dec 4, 2006
Instrument	2250095

Lender

Name	BIG SKY WESTERN BANK
Type	Bank
Address	BOZEMAN, MT 59771

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	4506 CASCADE ST, BOZEMAN, MT 59718-6703
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	SECURITY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002412736
Date	Apr 11, 2012
Instrument	2412736

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2042

Interest

Rate Type	Fixed Rate
Rate	4.12%
Type Change Date	May 1, 2019
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.12%
Index	1-Year LIBOR
Max Rate	9.12%

December 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	4506 CASCADE ST, BOZEMAN, MT 59718-6703
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	SECURITY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002500410
Date	Dec 29, 2014
Instrument	2500410

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2045

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Jan 1, 2022
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.25%
Index	1-Year LIBOR
Max Rate	8.25%

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GALLATIN MT
Recording Date	Sep 1, 2020
Property Address	4506 CASCADE ST, BOZEMAN, MT 59718-6703
Document Number	2698280
Map Reference	PL J-390
Instrument Date	Aug 21, 2020
Instrument	2698280
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	AMERICAN TITLE COMPANY, AMERICAN LAND TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4506 CASCADE ST, BOZEMAN, MT 59718-6703

Mortgage

Document Number	2698281
Date	Sep 1, 2020
Instrument	2698281

Lender

Name	ROCKY MOUNTAIN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

November 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GALLATIN MT
Recording Date	Nov 23, 2007
Property Address	4506 CASCADE ST, BOZEMAN, MT 59718-6703
Document Number	0002285243
Map Reference	MB J-390
Instrument Date	Nov 19, 2007
Instrument	2285243
Transaction Type	Transfer
Record Updated	Jun 8, 2026
Title Company	STEWART TITLE, STEWART TITLE OF BOZEMAN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4506 CASCADE ST, BOZEMAN, MT 59718-6703

Mortgage

Document Number	0002285244
Date	Nov 23, 2007
Instrument	2285244

Lender

Name	MERRILL LYNCH CREDIT CORP
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	5.88%
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	10.8%
Index	1-Year LIBOR

Tax Assessment & Valuation

The 2026 property tax bill for 4506 Cascade St was $6,715.

Source: Gallatin County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Gallatin County
Municipality	Bozeman City
Elementary School District	Bozeman Elementary School District (PK - 08)
Secondary School District	Bozeman High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,715.00	$1,273,655	$1,273,655 Land $403,655 Building $870,000
2023	$7,832.00	$1,216,926	$1,216,926 Land $292,276 Building $924,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4506 Cascade St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 30, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4506 Cascade St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BOZEMAN serves 56,000 people · EPA ID MT0000161
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Montana Opticom Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
SkyNet Communications Fixed Wireless	1,000 / 1,000
Wisp West Fixed Wireless	200 / 100

May also be available: Global Net, T-Mobile, Verizon.

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