4506 Bluff Dr, Oak Grove, MO 64075 Property Records

Lafayette County property record for 4506 Bluff Dr, Oak Grove, MO 64075

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,001 sqft · built 2004
Lot Size	2.15 acres (93,654 sqft)
Owner	Individual Name on Record
Last Sale	$55,000 (Mar 2020)
Tax Bill	$3,566 (2025)
Deeds & Mortgages	Mar 2020 Sale & Refinance
Flood Zone	Zone X (minimal risk)
APN	`24-2.0-10-0-000-009.100`

Property Details

APN / Parcel Number

Primary APN	`24-2.0-10-0-000-009.100`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,001 sqft Living Area
Basement Area	2,001 sqft
Unfinished Basement	86 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	93,654 sqft (2.15 acres)
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	182 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	4506 BLUFF DR
City	OAK GROVE
State	MO
Zip	64075-8454
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 BLUFF AT BENT OAK 1ST PLAT; 905-415, 2013DR1409, 2013DR2196, 2020DR1168
Legal Range	29
Legal Township	48
Legal Section	10
Legal Lot Number	9
Jurisdiction	LAFAYETTE MO
Township / Civil Division	SNI-A-BAR
Census Block Group	1
Census Block	1040
Census Tract	90602

Owner

Source: Lafayette County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4506 BLUFF DR, OAK GROVE, MO 64075-8454
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2020 · Amount on Record
Deed Sale	Mar 27, 2020 · Amount on Record
Deed Document Number	2020DR1168
Prior Transfer Date	Mar 16, 2020
Prior Transfer Doc	2020DR1168
Record Updated	Sep 20, 2026

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAFAYETTE MO
Recording Date	Mar 27, 2020
Property Address	4506 BLUFF DR, OAK GROVE, MO 64075-8454
Document Number	2020DR1168
Instrument Date	Mar 16, 2020
Instrument	2020DR1168
Transaction Type	Transfer
Record Updated	Oct 26, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4506 BLUFF DR, OAK GROVE, MO 64075-8454

Mortgage

Document Number	2020DR1169
Date	Mar 27, 2020
Instrument	2020DR1169

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Mortgage

Document Number	2020DR1168
Date	Mar 27, 2020
Instrument	2020DR1168

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Lafayette County assessment roll, as of October 28, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Lafayette County
Unified School District	Oak Grove R-VI School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,566.00 (+12.71%)	$49,921 (+14%)	$262,740 (+14%) Land $22,260 Building $240,480
2024	$3,164.00
2023		$43,791	$230,480 Land $19,530 Building $210,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAFAYETTE COUNTY PWSD 1 serves 8,250 people · EPA ID MO1024324
Water Source	Purchased groundwater from INDEPENDENCE PWS
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Brightspeed DSL	100 / 10

May also be available: AT&T, Nexus Air Fiber, Spectrum.

Nearby Properties on Bluff Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures