4506 Bela Way, Carmichael, CA 95608 Property Records

Sacramento County property record for 4506 Bela Way, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,413 sqft · built 1960
Lot Size	0.191 acres (8,320 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (Feb 2017)
Tax Bill	$5,097 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`230-0162-010-0000`

Property Details

APN / Parcel Number

Primary APN	`230-0162-010-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,413 sqft Living Area
1st Floor Area	1,413 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	8,320 sqft (0.191 acres)
Garage Area	485 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4506 BELA WAY
City	CARMICHAEL
State	CA
Zip	95608-1215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	SIERRA VIEW TERRACE, LOT 8
Legal Subdivision	SIERRA VIEW TERRACE
Legal Lot Number	8
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1004
Census Tract	7603

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4506 BELA WAY, CARMICHAEL, CA 95608-1215
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Jul 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Mar 16, 2018	Deed of Trust, Mortgage LOANPAL
Feb 3, 2017	Grant Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 2017 · Amount on Record
Deed Sale	Feb 3, 2017 · Amount on Record
Prior Sale	Jul 13, 2016 · Amount on Record
Deed Book / Page	20170203 / 981
Prior Transfer Date	Jul 7, 2016
Prior Transfer Doc	7190000000067
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4506 BELA WAY, CARMICHAEL, CA 95608-1215
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4506 BELA WAY, CARMICHAEL, CA 95608-1215

Mortgage

Document Number	0000000436
Date	Jul 1, 2021
Instrument	202107010436

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4506 BELA WAY, CARMICHAEL, CA 95608-1215
Transaction Type	Mortgage
Record Updated	Jul 14, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4506 BELA WAY, CARMICHAEL, CA 95608-1215

Mortgage

Document Number	7010000000436
Date	Jul 1, 2021
Book Page	20210701/436

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4506 BELA WAY, CARMICHAEL, CA 95608-1215
Document Number	1803211211
Instrument Date	Mar 16, 2018
Transaction Type	Mortgage
Record Updated	Mar 30, 2018
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4506 BELA WAY CARMICHAEL CA 956081215, CARMICHAEL, CA 95608-1215

Mortgage

Document Number	1803211211
Date	Mar 21, 2018
Instrument	1803211211

Lender

Name	LOANPAL
Address	ROSEVILLE, CA 95661

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Mar 20, 2038

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 3, 2017
Property Address	4506 BELA WAY, CARMICHAEL, CA 95608-1215
Document Number	2030000000981
Book / Page	20170203 / 0981
Map Reference	MB 56 MAP 29
Instrument Date	Feb 1, 2017
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	FIDELITY NATIONAL TITLE COMP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4506 BELA WAY, CARMICHAEL, CA 95608-1215

Mortgage

Document Number	201702030982
Date	Feb 3, 2017
Instrument	20170203/0982

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$443,903 (+2%) Land $112,443 Building $331,460
2025	$5,097.00 (+0.99%) Homeowner's exemption	$435,200 (+4.04%) Land $110,239 Building $324,961
2024	$5,047.00 (+2.64%)
2023	$4,917.00 (+0.55%) Homeowner's exemption	$418,303 Land $105,959 Building $312,344
2022	$4,890.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Oct 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Succeed.Net.

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