4506 13th St, Lubbock, TX 79416 Property Records

Lubbock County property record for 4506 13th St, Lubbock, TX 79416

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,447 sqft · built 1963
Lot Size	0.353 acres (15,400 sqft)
Owner	Individual Name on File
Tax Bill	$8,570 (2025)
Deeds & Mortgages	Jul 2025 Construction Loan Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R52612`

Property Details

APN / Parcel Number

Primary APN	`R52612`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Building Area	4,447 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1995
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	15,400 sqft (0.353 acres)
Lot Dimensions	140 ft deep x 110 ft wide
Garage Area	575 sqft
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4506 13TH ST
City	LUBBOCK
State	TX
Zip	79416-4822
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0038
Legal Description	WEST GATE DRIVE BLK 16 W100'OF L 6 & E10'OF 7
Legal Subdivision	WEST GATE DRIVE
Legal Block	16
Legal Lot Number	60
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	2
Census Block	2012
Census Tract	403

Owner

4506 13th St is owned and occupied by an individual who acquired it in July 2025.

Source: Lubbock County records, as of February 19, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4506 13TH ST, LUBBOCK, TX 79416-4822
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2025	Vendor's Lien, Transfer · Construction Mortgage ALLIANCE CU
Apr 29, 2020	Deed of Trust, Mortgage · Stand-Alone First Mortgage TEXAS TECH FCU
Apr 24, 2018	Vendor's Lien, Transfer · Conventional Mortgage TEXAS TECH FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2025
Deed Sale	Jul 25, 2025
Prior Sale	Apr 24, 2018
Deed Document Number	2025028969
Record Updated	Jun 8, 2026

July 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Jul 25, 2025
Property Address	4506 13TH ST, LUBBOCK, TX 79416-4822
Document Number	0000028969
Map Reference	VOL 849 PG 207
Instrument Date	Jul 23, 2025
Instrument	2025028969
Transaction Type	Transfer
Record Updated	Oct 6, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4501 19TH ST # ST7, ST7, LUBBOCK, TX 79407-2434

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4506 13TH ST, LUBBOCK, TX 79416-4822

Mortgage

Document Number	0000028970
Date	Jul 25, 2025
Instrument	2025028970

Lender

Name	ALLIANCE CU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	8%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2030
Change Frequency	Annually
Min Rate At Change	8%
Max Rate At Change	10%
Index	Prime Rate
Margin	2
Max Rate	14%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	4506 13TH ST, LUBBOCK, TX 79416-4822
Transaction Type	Mortgage
Record Updated	Dec 16, 2021
Title Company	HUB CITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016448
Date	Apr 29, 2020
Instrument	2020016448

Lender

Name	TEXAS TECH FCU
Type	Credit Union
Address	LUBBOCK, TX 79423

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2035

April 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Apr 24, 2018
Property Address	4506 13TH ST, LUBBOCK, TX 79416-4822
Document Number	0000014414
Instrument Date	Apr 23, 2018
Instrument	2018014414
Transaction Type	Transfer
Record Updated	Dec 23, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1905 VICKSBURG AVE, 1905, LUBBOCK, TX 79407-2225

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4506 13TH ST, LUBBOCK, TX 79416-4822

Mortgage

Document Number	0000014415
Date	Apr 24, 2018
Instrument	2018014415

Lender

Name	TEXAS TECH FCU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 4506 13th St was $8,570 with a homeowner's exemption, down 14.5% from the year before.

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,570.00 (-14.53%) Homeowner's exemption	$552,968 Land $66,000 Building $486,968	$552,968 Land $66,000 Building $486,968
2024	$10,027.00 (+8.38%)
2023	$9,252.00 (-10.4%) Homeowner's exemption	$547,454 Land $30,250 Building $517,204	$547,454 Land $30,250 Building $517,204
2022	$10,326.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4506 13th St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1979–2008)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Sep 2008 · Hurricane Ike

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4506 13th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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