45050 Proposal Point Dr, Neskowin, OR 97149 Property Records

Tillamook County property record for 45050 Proposal Point Dr, Neskowin, OR 97149

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,052 sqft · built 2007
Lot Size	0.139 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$505,000 (Oct 2019)
Tax Bill	$5,817 (2020)
Deeds & Mortgages	Sep 2026 Reverse Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0412336`

Property Details

APN / Parcel Number

Primary APN	`R0412336`
Alternative APN	`0412336`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Building Area	2,052 sqft Living Area
1st Floor Area	1,195 sqft
2nd Floor Area	857 sqft
Fireplaces	1 Fireplace
Fireplace	Gas Log

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Shake
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.139 acres)
Garage Area	410 sqft
Porch	Porch
Porch Area	104 sqft
Deck Area	155 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	0412336
Street Address	45050 PROPOSAL POINT DR
City	NESKOWIN
State	OR
Zip	97149
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NESKRR
Legal Description	SAHHALI SOUTH LOT: 43
Legal Range	11
Legal Township	05S
Legal Section	24
Legal Quarter	NE
Quarter-Quarter Section	NW
Legal Subdivision	SAHHALI SOUTH
Legal Lot Number	43
Jurisdiction	TILLAMOOK OR
Census Block Group	3
Census Block	3200
Census Tract	960800

Owner

Source: Tillamook County records, as of December 31, 2020

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	45050 PROPOSAL POINT DR, NESKOWIN, OR 97149
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2026	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Oct 31, 2019	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2019 · Amount on Record
Deed Sale	Oct 31, 2019 · Amount on Record
Prior Sale	Dec 27, 2007 · Amount on Record
Deed Document Number	0000006809
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TILLAMOOK OR
Recording Date	Sep 4, 2026
Property Address	45050 PROPOSAL POINT DR, NESKOWIN, OR 97149-8235
Document Number	0000004021
Instrument Date	Aug 31, 2026
Instrument	20264021
Transaction Type	Mortgage
Record Updated	Sep 10, 2026
Title Company	WESTERN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45050 PROPOSAL POINT DR, NESKOWIN, OR 97149-8235

Mortgage

Document Number	0000004021,
Date	Sep 4, 2026
Instrument	20264021

Lender

Name	FINANCE OF AMERICA REVERSE LLC

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	999 Months
Due	Jul 14, 2111

Interest

Max Rate	-1%

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TILLAMOOK OR
Recording Date	Oct 31, 2019
Property Address	45050 PROPOSAL POINT DR, NESKOWIN, OR 97149
Document Number	0000006809
Instrument Date	Oct 30, 2019
Instrument	6809
Transaction Type	Transfer
Record Updated	Nov 19, 2019
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$505.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45050 PROPOSAL POINT CT NESKOWIN OR 97149, NESKOWIN, OR 97149

Mortgage

Document Number	6810
Date	Oct 31, 2019
Instrument	6810

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 30, 2049

Tax Assessment & Valuation

Source: Tillamook County assessment roll, as of October 4, 2020

Property Jurisdictions

Type	Name
State	Oregon
County	Tillamook County
Unified School District	Nestucca Valley School District 101J (KG - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 147 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	290 units insured incl. 143 condo units
Nearby Flood Claims	61 (1987–2021)
Claims Outside the SFHA	21 of 61
Most Recent Claim	Nov 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NESKOWIN REG WATER DIST serves 1,735 people · EPA ID OR4100970
Water Source	Surface water
Last State Inspection	Aug 2022
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

Nearby Properties on Proposal Point Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures