Montgomery County property record for 4505 Winding Oak Dr, Olney, MD 20832 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2.5 Baths |
| Year Built | Built 1998 |
| Square Footage | 2,528 sqft Living Area |
| Lot Size | 12,376 sqft (0.284 acres) |
| Garage | Attached, 480 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $575,000 (2015) |
| Tax Bill | $7,502.00 (2025) |
| Primary APN | 08-03144155 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 2,528 sqft Living Area |
| Gross Area | 3,008 sqft Gross Area |
| 1st Floor | 1,296 sqft 1st Floor |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Bi-Level Style |
| Construction Type | Frame Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 12,376 sqft (0.284 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 480 sqft Garage |
| Deck Area | 288 sqft Deck |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Sewage | Municipal Sewage |
| Account Number | 03144155 |
|---|---|
| Street Address | 4505 WINDING OAK DR |
| City | OLNEY |
| State | MD |
| Zip | 20832-1838 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | OATLAND FARM |
| Legal Subdivision | OATLAND FARM |
| Legal Block | 3 |
| Legal Lot Number | 21 |
| Jurisdiction | MONTGOMERY MD |
| Minor Civil Division | 8 |
| Census Blockgroup | 1 |
| Census Block | 1012 |
| Census Tract | 701312 |
Source: Montgomery County records · APN 08-03144155
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4505 WINDING OAK DR, OLNEY, MD 20832-1838 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenant By Entirety |
| Date | Document |
|---|---|
| Oct 01, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SANDY SPRING BANK |
| Oct 01, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SANDY SPRING BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Known Transactions |
|
| Deed Book / Page | 49679 / 281 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 4505 WINDING OAK DR, OLNEY, MD 20832-1838 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 4505 WINDING OAK DR, OLNEY, MD 20832-1838 |
| Document Number | 0606380099 |
|---|---|
| Date | Oct 01, 2020 |
| Book Page | 60638/99 |
| Name | SANDY SPRING BANK |
|---|---|
| Type | Bank |
| Address | OLNEY, MD 20832 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Type Change Date | Sep 01, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 4.5% |
| Max Rate At Change | 9.5% |
| Index | 1-Year LIBOR |
| Max Rate | 9.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 4505 WINDING OAK DR, OLNEY, MD 20832-1838 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 4505 WINDING OAK DR, OLNEY, MD 20832-1838 |
| Document Number | 0606380078 |
|---|---|
| Date | Oct 01, 2020 |
| Book Page | 60638/78 |
| Name | SANDY SPRING BANK |
|---|---|
| Type | Bank |
| Address | OLNEY, MD 20832 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 01, 2050 |
Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $690,500 (+3.77%) | $740,700 (+11.32%) Land $282,700 Building $458,000 | |
| 2025 | $7,502.00 (+21.29%) | $665,400 (+8.61%) Land $269,200 Building $396,200 | $665,400 (-) Land $269,200 Building $396,200 |
| 2023 | $612,667 | $665,400 Land $269,200 Building $396,200 | |
| 2022 | $6,185.00 |
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