4505 Vineyard Dr, Lorain, OH 44053 Property Records

Lorain County property record for 4505 Vineyard Dr, Lorain, OH 44053

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,380 sqft · built 2010
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Last Sale	$254,000 (Sep 2026)
Tax Bill	$347 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-02-010-000-392`

Property Details

APN / Parcel Number

Primary APN	`02-02-010-000-392`
Alternative APN	`003682-0`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,380 sqft Living Area
Gross Area	2,400 sqft
1st Floor Area	1,380 sqft
Basement Area	600 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	115 ft deep x 41.4 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	50 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	003682-0
Street Address	4505 VINEYARD DR
City	LORAIN
State	OH
Zip	44053-4441
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VINEYARDS @ MARTINS RUN 41.42 X 115.62 LOT # 59
Legal Subdivision	VINEYARDS @ MARTINS RUN
Legal Lot Number	59
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	2
Census Block	2020
Census Tract	97202

Owner

Source: Lorain County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	201 SCHOOL ST, 200, WILLIAMSTON, MI 48895-1341
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2026	Warranty Deed, Transfer · Conventional Mortgage TOP FLITE FINANCIAL
Mar 8, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2026 · Amount on Record
Deed Sale	Sep 21, 2026 · Amount on Record
Prior Sale	Oct 12, 2010 · Amount on Record
Deed Document Number	2026112244
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Sep 21, 2026
Property Address	4505 VINEYARD DR, LORAIN, OH 44053-4441
Document Number	0000112244
Instrument Date	Sep 17, 2026
Instrument	2026112244
Transaction Type	Transfer
Record Updated	Oct 1, 2026
Title Company	GUARDIAN LAND TITLE, GUARDIAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$102,616.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000112245,
Date	Sep 21, 2026
Instrument	2026112245

Lender

Name	TOP FLITE FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	4505 VINEYARD DR, LORAIN, OH 44053-4441
Document Number	0000665101
Instrument Date	Mar 8, 2018
Transaction Type	Mortgage
Record Updated	Apr 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4505 VINEYARD DR LORAIN OH 440534441, LORAIN, OH 44053-4441

Mortgage

Document Number	0000665101
Date	Mar 19, 2018
Instrument	665101

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 18, 2048

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Amherst Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$347.00	$64,850 (+123.56%) Land $17,060 Building $47,790	$185,280 (+123.55%) Land $48,750 Building $136,530
2024	$347.00 (-69.67%)	$29,008 (+24.95%) Land $17,063 Building $11,946	$82,880 (+24.95%) Land $48,750 Building $34,130
2023	$1,144.00 (+4.19%)	$23,216 (-0.02%) Land $12,838 Building $10,378	$66,330 (-) Land $36,680 Building $29,650
2022	$1,098.00	$23,220 Land $12,840 Building $10,380
2021			$66,330 Land $36,680 Building $29,650

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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