4505 Stuart Ave, Richmond, VA 23221 Property Records

Richmond City property record for 4505 Stuart Ave, Richmond, VA 23221

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,940 sqft · built 1951
Lot Size0.174 acres (7,579 sqft)
OwnerIndividual Name on Record
Last Sale$279,000 (Sep 2002)
Tax Bill$10,056 (2026)
Deeds & MortgagesMay 2020 Mortgage
May 2018 Line of Credit
APNW-019-0263-003

Property Details

APN / Parcel Number

Primary APNW-019-0263-003

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,940 sqft Living Area
1st Floor Area1,090 sqft
Basement Area850 sqft
Unfinished Basement850 sqft
FlooringWood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1988
Architectural StyleColonial
Exterior MaterialBrick
Construction TypeWood
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area7,579 sqft (0.174 acres)
Lot Dimensions135 ft deep x 56 ft wide
PorchSlab
Porch Area24 sqft
Deck Area132 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address4505 STUART AVE
CityRICHMOND
StateVA
Zip23221-1832
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-5 SINGLE
Legal DescriptionCOLONIAL PLACE L6-7PT5 B24 SB; 0056.25X0135.00 0000.000
JurisdictionRICHMOND CITY VA
Township / Civil DivisionRICHMOND
Census Block Group2
Census Block2032
Census Tract50200

Owner

Source: Richmond City records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4505 STUART AVE, RICHMOND, VA 23221-1832
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 12, 2020Deed of Trust, Mortgage · Conventional Mortgage
VIRGINIA CU
May 24, 2018Deed of Trust, Mortgage · Line of Credit
VIRGINIA CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 13, 2002 · Amount on Record
Deed SaleSep 13, 2002 · Amount on Record
Deed Document Number200228726
Record UpdatedSep 20, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHMOND CITY VA
Property Address4505 STUART AVE, RICHMOND, VA 23221-1832
Document Number0000010596
Instrument DateMay 12, 2020
Transaction TypeMortgage
Record UpdatedJun 2, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4505 STUART AVE RICHMOND VA 232211832, RICHMOND, VA 23221-1832

Mortgage

Document Number0000010596
DateMay 18, 2020
Instrument10596
Lender
NameVIRGINIA CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 17, 2035
Interest
Rate TypeFixed Rate

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHMOND CITY VA
Property Address4505 STUART AVE, RICHMOND, VA 23221-1832
Document Number0000010914
Instrument DateMay 24, 2018
Transaction TypeMortgage
Record UpdatedJun 19, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000010914
DateJun 1, 2018
Instrument10914
Lender
NameVIRGINIA CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueMay 31, 2038
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Richmond City assessment roll, as of August 10, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityRichmond City
Unified School DistrictRichmond City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10,056.00 (+17.7%)$838,000 (+20.92%) Land $265,000 Building $573,000$838,000 (+20.92%) Land $265,000 Building $573,000
2025$8,544.00 (+42,62%)
2024$693,000 Land $265,000 Building $428,000
2023$693,000 Land $265,000 Building $428,000
2020$20.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF RICHMOND
serves 233,655 people · EPA ID VA4760100
Water SourceSurface water
Last State InspectionFeb 2026
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureOrganic carbon removal
Jul 2020
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 566 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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