St. Johns County property record for 4505 State Rd 16, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,128 sqft · built 1993 |
| Lot Size | 1.82 acres (79,279 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $195,000 (Jun 2018) |
| Tax Bill | $1,033 (2025) |
| Deeds & Mortgages | Jul 2026 Sale Oct 2024 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 028530-0000 |
| Primary APN | 028530-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,128 sqft Living Area |
| 1st Floor Area | 2,128 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 79,279 sqft (1.82 acres) |
| Porch | Finished/Open Porch |
| Porch Area | 128 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4505 STATE ROAD 16 |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-0742 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OR |
| Legal Description | 8-20 ANTONIO HUERTAS GRANT SUB SUB SEC 8 PT OF E 279FT OF SW1/4 OF SE1/4 LYING S OF SR16 206FT ON SR16 OR4565/672 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 38 |
| Legal Subdivision | ANTONIO HUERTAS GRANT SUB |
| Legal Phase | 8 |
| Legal Lot Number | 8-20 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 20906 |
Source: St. Johns County records · APN 028530-0000
Assessment roll updated April 13, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 4505 STATE ROAD 16, SAINT AUGUSTINE, FL 32092-0742 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Living Trust |
| Date | Document |
|---|---|
| Jul 07, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Oct 23, 2024 | Deed of Trust, Mortgage · Construction Mortgage VYSTAR CU |
| Jun 19, 2018 | Warranty Deed, Transfer · Conventional with PMI VYSTAR CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 19, 2018 · Amount on Record |
| Deed Sale | Jun 19, 2018 · Amount on Record |
| Prior Sale | Mar 24, 2009 · Amount on Record |
| Deed Document Number | 201842832 |
| Deed Book / Page | 4565 / 672 |
| Last Transfer Date | Jun 17, 2026 |
| Transfer Doc | 0000057507 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 07, 2026 |
| Property Address | 4505 STATE ROAD 16, SAINT AUGUSTINE, FL 32092-0742 |
| Document Number | 0000057507 |
| Book / Page | 6396 / 731 |
| Instrument Date | Jun 17, 2026 |
| Instrument | 202657507 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 4505 STATE ROAD 16, SAINT AUGUSTINE, FL 32092-0742 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 4505 STATE ROAD 16, SAINT AUGUSTINE, FL 32092-0742 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4505 STATE ROAD 16, SAINT AUGUSTINE, FL 32092-0742 |
| Document Number | 0060400109 |
|---|---|
| Date | Oct 23, 2024 |
| Book Page | 6040/109 |
| Instrument | 2024082721 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Nov 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Type Change Date | Nov 01, 2030 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.87% |
| Max Rate At Change | 7.87% |
| Index | 5-Year TN |
| Max Rate | 10.8% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 19, 2018 |
| Property Address | 4505 STATE ROAD 16, SAINT AUGUSTINE, FL 32092-0742 |
| Document Number | 0045650672 |
| Book / Page | 004565 / 000672 |
| Instrument Date | Jun 15, 2018 |
| Instrument | 42832 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2018 |
| Title Company | ACTION TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,365.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4505 STATE ROAD 16 ST AUGUSTINE FL 320920742, ST AUGUSTINE, FL 32092-0742 |
| Document Number | 45650674 |
|---|---|
| Date | Jun 19, 2018 |
| Book Page | 004565/000674 |
| Instrument | 42833 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32210 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 18, 2048 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $93,125 (+2.7%) Land $93,125 | $171,080 (-) Land $171,080 | |
| 2025 | $1,033.00 (-39.56%) Homeowner's exemption | $90,677 (-41.71%) | $171,080 (-10.12%) Land $171,080 |
| 2024 | $1,709.00 (+2.27%) Homeowner's exemption | $155,554 (+3%) | $190,353 (+3.39%) Land $107,835 Building $82,518 |
| 2023 | $1,671.00 (+3.85%) Homeowner's exemption | $151,023 (+3%) | $184,112 (+1.19%) Land $97,843 Building $86,269 |
| 2022 | $1,609.00 Homeowner's exemption | $146,624 | $181,951 Land $97,843 Building $84,108 |
Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 62 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 62 in force |
| Wildfire Risk | Moderate above 55% of the US · lower than 73% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
Based on FCC filings for 21 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SJCU-NORTHWEST UTILITIES WTP serves 48,040 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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