Martin County property record for 4505 SE Beaver Ln, Stuart, FL 34997
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2 ba · 1,412 sqft · built 1984 |
| Lot Size | 0.115 acres (5,009 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $179,900 (Dec 2019) |
| Tax Bill | $2,677 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 40-38-41-007-000-0191.1-9-0000 |
| Primary APN | 40-38-41-007-000-0191.1-9-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,412 sqft Living Area |
| Gross Area | 1,712 sqft |
| 1st Floor Area | 1,412 sqft |
| Utility Room | Utility Room |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Duplex Single |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,009 sqft (0.115 acres) |
| Garage Type | Attached |
| Garage Area | 300 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4505 SE BEAVER LN |
|---|---|
| City | STUART |
| State | FL |
| Zip | 34997-5571 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R2A |
| Legal Description | FISHERMANS COVE SEC 2 PHASE 3 B LOT 191 SOUTH 1/2 |
| Legal Range | 41E |
| Legal Township | 38S |
| Legal Section | 40 |
| Legal Subdivision | FISHERMANS COVE |
| Legal Block | 2 |
| Legal Lot Number | 191 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | PORT SALERNO-HOBE SOUND |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 1105 |
Source: Martin County records, as of August 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4505 SE BEAVER LN, STUART, FL 34997-5571 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 9, 2025 | Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC |
| Oct 5, 2020 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Dec 6, 2019 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 6, 2019 · Amount on Record |
| Deed Sale | Dec 6, 2019 · Amount on Record |
| Prior Sale | Jun 7, 2010 · Amount on Record |
| Deed Document Number | 20192788584 |
| Deed Book / Page | 3098 / 2774 |
| Prior Transfer Date | Feb 28, 2007 |
| Prior Transfer Doc | 0022280734 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 4505 SE BEAVER LN, STUART, FL 34997-5571 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4505 SE BEAVER LN, STUART, FL 34997-5571 |
| Document Number | 0035370710 |
|---|---|
| Date | Dec 9, 2025 |
| Book Page | 3537/710 |
| Instrument | 3160017 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 18, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 4505 SE BEAVER LN, STUART, FL 34997-5571 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4505 SE BEAVER LN, STUART, FL 34997-5571 |
| Document Number | 0031630883 |
|---|---|
| Date | Oct 5, 2020 |
| Book Page | 3163/883 |
| Instrument | 2841669 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 351 Months |
| Due | Jan 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Dec 6, 2019 |
| Property Address | 4505 SE BEAVER LN, STUART, FL 34997-5571 |
| Document Number | 0030982774 |
| Book / Page | 3098 / 2774 |
| Map Reference | MB 9 PG 66 |
| Instrument Date | Dec 5, 2019 |
| Instrument | 2788584 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | FLORIDA TTL & GUARANTEE AGCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,259.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8514 SW SEA CAPTAIN DR, 8514, STUART, FL 34997-9122 |
| Name | Verified Name |
|---|---|
| Address | 4505 SE BEAVER LN, STUART, FL 34997-5571 |
| Document Number | 0030982776 |
|---|---|
| Date | Dec 6, 2019 |
| Instrument | 3098/2776 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2050 |
Source: Martin County assessment roll, as of August 27, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,677.00 (-0.15%) Homeowner's exemption | $182,399 (+5.99%) | $290,870 (+7.52%) Land $130,000 Building $160,870 |
| 2024 | $2,681.00 (+2.76%) | ||
| 2023 | $2,609.00 (+4.07%) Additional exemption filed | $172,097 (+3%) | $270,530 (+29.83%) Land $110,000 Building $160,530 |
| 2022 | $2,507.00 Homeowner's exemption | $167,085 | $208,370 Land $89,680 Building $118,690 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 21 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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