4505 Rist Canyon Rd, Laporte, CO 80535 Property Records

Larimer County property record for 4505 Rist Canyon Rd, Laporte, CO 80535

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,182 sqft · built 1940
Lot Size	0.75 acres (32,670 sqft)
Owner	Company Name on Record
Tax Bill	$3,027 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Sep 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`98304-00-004`

Property Details

APN / Parcel Number

Primary APN	`98304-00-004`
Alternative APN	`R0213241`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,182 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Lot Area	32,670 sqft (0.75 acres)
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	168 sqft

Utilities, Heating & Cooling

Heating System	Forced Air
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	R0213241
Old Parcel Number	9830400004
Street Address	4505 RIST CANYON RD
City	LAPORTE
State	CO
Zip	80535
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG 30 FT S & 77.9 FT E OF NW COR OF SE 30-8-69, S 425 FT, E 75.19 FT, N 425 FT, W 75.19 FT TPOB
Legal Range	69
Legal Township	08
Legal Section	30
Legal Quarter	SE
Legal Lot Number	004
Jurisdiction	LARIMER CO
Township / Civil Division	FORT COLLINS
Census Block Group	1
Census Block	1001
Census Tract	1301

Owner

Source: Larimer County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 6, BELLVUE, CO 80512-0006
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2026	Deed of Trust, Mortgage · Commercial Mortgage ALPINE BANK
Sep 15, 2023	Deed of Trust, Mortgage MVI LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2012
Deed Sale	Apr 27, 2012
Prior Sale	Jul 6, 2015
Deed Document Number	0000027822
Last Transfer Date	Oct 12, 2015
Transfer Doc	0000068164
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	4505 RIST CANYON RD, LAPORTE, CO 80535
Transaction Type	Mortgage
Record Updated	Jan 23, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 6, BELLVUE, CO 80512-0006

Mortgage

Document Number	0000001864
Date	Jan 15, 2026
Instrument	20260001864

Lender

Name	ALPINE BANK
Type	Bank
Address	RIFLE, CO 81650

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 14, 2036

Interest

Rate Type	Adjustable Rate

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	4505 RIST CANYON RD, LAPORTE, CO 80535
Transaction Type	Mortgage
Record Updated	Sep 22, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039925
Date	Sep 15, 2023
Instrument	20230039925

Lender

Name	MVI LLC
Type	Non-Lending Institution
Address	FORT COLLINS, CO 80525

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Sep 1, 2024

Interest

Rate	14%

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Unified School District	Poudre School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,027.00 (+19.5%)	$29,838 (-3.94%) Land $1,563 Building $28,275	$477,400 (+2.98%) Land $25,000 Building $452,400
2023	$2,533.00 (+20.16%)	$31,061 (+40.62%) Land $1,675 Building $29,386	$463,600 (+45.88%) Land $25,000 Building $438,600
2022	$2,108.00	$22,088 Land $1,738 Building $20,350	$317,800 Land $25,000 Building $292,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 49 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	49 in force
Nearby Flood Claims	84 (1980–2023)
Claims Outside the SFHA	20 of 84
Most Recent Claim	Jun 2023 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Sep 2013 · 32 claims Flooding 4/30/99, May 1999 · 6 claims Severe Storms, Heavy Rain, Flash Floods, Flooding, Mudslides, Jul 1997 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 72% of Colorado
Wildfire Likelihood	0.4% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST FORT COLLINS WD serves 4,000 people · EPA ID CO0135290
Water Source	Purchased surface water from CITY OF FT COLLINS
Last State Inspection	May 2023
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Starlink Satellite	280 / 30

May also be available: Verizon, Vistabeam.

Cell Coverage

5G (outdoors only) and 4G LTE

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