4505 Park Bend, Harlingen, TX 78552 Property Records

Cameron County property record for 4505 Park Bend, Harlingen, TX 78552

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,775 sqft · built 2016
Lot Size	0.228 acres (9,938 sqft)
Owner	2 Individual Names on Record
Last Sale	$373,184 (Jun 2026)
Tax Bill	$5,957 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jul 2020 Mortgage + 8 more
Flood Zone	Zone X (minimal risk)
APN	`881923-0010-005000`

Property Details

APN / Parcel Number

Primary APN	`881923-0010-005000`
Alternative APN	`187455`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,775 sqft Living Area
Gross Area	3,259 sqft
1st Floor Area	2,494 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Lot Area	9,938 sqft (0.228 acres)
Lot Dimensions	124 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	484 sqft
Driveway	Concrete Driveway
Driveway Area	1,315 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	258 sqft

Location & Zoning

Street Address	4505 PARK BND
City	HARLINGEN
State	TX
Zip	78552-2550
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BLK A WATERS EDGE PHASE I
Legal Subdivision	WATERS EDGE PHASE I
Legal Block	A
Legal Lot Number	5
Jurisdiction	CAMERON TX
Township / Civil Division	HARLINGEN-SAN BENITO
Census Block Group	1
Census Block	1009
Census Tract	12104

Owner

Source: Cameron County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2606 MARKY ST, HARLINGEN, TX 78552-3387
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2021	Deed of Trust, Mortgage · VA Mortgage ACCELERATE MORTGAGE LLC
Jul 15, 2020	Deed of Trust, Mortgage · VA Mortgage USAA FSB
Jun 8, 2026	Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Jun 8, 2026	Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Aug 19, 2021	Deed of Trust, Mortgage · VA Mortgage ACCELERATE MORTGAGE LLC
Jul 15, 2020	Deed of Trust, Mortgage · VA Mortgage USAA FSB
Feb 28, 2019	Vendor's Lien, Transfer · VA Mortgage USAA FSB
Dec 22, 2016	Vendor's Lien, Subdivision Related Transfer · VA Mortgage HOUSTONIAN MORTGAGE GROUP INC
Feb 6, 2006	Warranty Deed, Transfer SOUTHERN STATES TITLE COMPANY, SOUTHERN TEXAS TITLE CO
Feb 6, 2006	Warranty Deed, Transfer SOUTHERN STATES TITLE COMPANY, SOUTHERN TEXAS TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2026 · Amount on Record
Deed Sale	Jun 8, 2026 · Amount on Record
Prior Sale	Jan 7, 2025
Deed Document Number	202620485
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMERON TX
Property Address	4505 PARK BND, HARLINGEN, TX 78552-2550
Transaction Type	Mortgage
Record Updated	Jun 23, 2026
Title Company	TEXAS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202136124
Date	Aug 19, 2021
Instrument	2021-36124

Lender

Name	ACCELERATE MORTGAGE LLC
Type	Mortgage Company
Address	NEWARK, DE 19713

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMERON TX
Property Address	4505 PARK BND, HARLINGEN, TX 78552-2550
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202024136
Date	Jul 15, 2020
Instrument	2020-24136

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CAMERON TX
Recording Date	Jun 8, 2026
Property Address	4505 PARK BND, HARLINGEN, TX 78552-2550
Document Number	0000020485
Instrument Date	Jun 5, 2026
Instrument	202620485
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	SAN JUAN TITLE, SAN JACINTO TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020486,
Date	Jun 8, 2026
Instrument	202620486

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.23%
Max Rate	-1%

Mortgage

Document Number	0000020487,
Date	Jun 8, 2026
Instrument	202620487

Lender

Name	TEXAS STATE AFFORDABLE HSNG COMPANY

Agreement

Amount	Amount Recorded
Term	3 Months
Due	Jun 5, 2029

Interest

Rate	6.23%
Max Rate	-1%

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CAMERON TX
Recording Date	Jun 8, 2026
Property Address	4505 PARK BND, HARLINGEN, TX 78552-2550
Document Number	0202620485
Instrument Date	Jun 5, 2026
Instrument	202620485
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	SAN JACINTO TITLE COMPANY, SAN JACINTO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2606 MARKY ST, HARLINGEN, TX 78552-3387

Mortgage

Document Number	0000020486,
Date	Jun 8, 2026
Instrument	202620486

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Max Rate	-1%

Mortgage

Document Number	0000020487,
Date	Jun 8, 2026
Instrument	202620487

Lender

Name	TEXAS STATE AFFORDABLE HSNG COMPANY

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Jun 5, 2029

Interest

Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMERON TX
Property Address	4505 PARK BND, HARLINGEN, TX 78552-2550
Transaction Type	Mortgage
Record Updated	Sep 6, 2021
Title Company	TEXAS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202136124
Date	Aug 19, 2021
Instrument	2021-36124

Lender

Name	ACCELERATE MORTGAGE LLC
Type	Mortgage Company
Address	NEWARK, DE 19713

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMERON TX
Property Address	4505 PARK BND, HARLINGEN, TX 78552-2550
Transaction Type	Mortgage
Record Updated	Jul 24, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202024136
Date	Jul 15, 2020
Instrument	2020-24136

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

February 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CAMERON TX
Recording Date	Feb 28, 2019
Property Address	4505 PARK BND, HARLINGEN, TX 78552-2550
Document Number	024032/302
Book / Page	24032 / 302
Map Reference	CAB I PG 2312-B
Instrument Date	Feb 28, 2019
Instrument	2019-00007531
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	RIO GRANDE VALLEY ABSTRACT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4505 PARK BND, HARLINGEN, TX 78552-2550

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3010 AUTUMN DR, LAREDO, TX 78045-8122

Mortgage

Document Number	201900007532
Date	Feb 28, 2019
Instrument	2019-00007532

Lender

Name	USAA FSB
Type	Bank
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

December 2016: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	CAMERON TX
Recording Date	Dec 22, 2016
Property Address	4505 PARK BND, HARLINGEN, TX 78552-2550
Document Number	022262/165
Book / Page	22262 / 165
Map Reference	CAB I PG 2312-B-2313
Instrument Date	Dec 21, 2016
Instrument	2016-00045518
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 23, 2026
Title Company	CALSIERRA TITLE COMPANY, SIERRA TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4505 PARK BND, HARLINGEN, TX 78552-2550

Mortgage

Document Number	201600045519
Date	Dec 22, 2016
Instrument	2016-00045519

Lender

Name	HOUSTONIAN MORTGAGE GROUP INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2047

February 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMERON TX
Recording Date	Feb 6, 2006
Property Address	4505 PARK BND, HARLINGEN, TX 78552-2550
Document Number	012236/104
Book / Page	12236 / 104
Map Reference	MB1 PG2312-B&2313-A
Instrument Date	Feb 1, 2006
Instrument	07084
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	SOUTHERN STATES TITLE COMPANY, SOUTHERN TEXAS TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1931 PENDENNIS DR, ANNAPOLIS, MD 21409-6228

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1629 N 77 SUNSHINE STRIP, HARLINGEN, TX 78550-4247

February 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMERON TX
Recording Date	Feb 6, 2006
Property Address	4505 PARK BND, HARLINGEN, TX 78552-2550
Document Number	012236/102
Book / Page	12236 / 102
Map Reference	MB I PG2312-B&2313-A
Instrument Date	Oct 27, 2004
Instrument	07083
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	SOUTHERN STATES TITLE COMPANY, SOUTHERN TEXAS TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3102 HAINE DR APT 516, 516, HARLINGEN, TX 78550-0806

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3102 HAINE DR APT 516, 516, HARLINGEN, TX 78550-0806

Tax Assessment & Valuation

Source: Cameron County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cameron County
Municipality	Harlingen City
Unified School District	Harlingen Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$404,654 (+6.03%) Land $66,090 Building $338,564	$404,654 (-0.87%) Land $66,090 Building $338,564
2025	$5,957.00 (+1.19%)	$381,631 (-8.12%)	$408,215 (-1.72%) Land $66,090 Building $342,125
2023	$5,887.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed	$415,340 Land $66,090 Building $349,250	$415,340 Land $66,090 Building $349,250
2022	$5,887.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 247 policies
Nearby Flood Policies	247 in force
Nearby Flood Claims	18 (2018–2025)
Claims Outside the SFHA	4 of 18
Most Recent Claim	Apr 2025 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Mar 2025 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARLINGEN WATER WORKS SYSTEM serves 85,900 people · EPA ID TX0310002
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
VTX Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, RGV Communications.

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