4505 Oak Pond Rd, Eagan (Saint Paul), MN 55123 Property Records

Dakota County property record for 4505 Oak Pond Rd, Eagan, MN 55123

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,464 sqft · built 1987
Lot Size0.224 acres (9,771 sqft)
Owner2 Individual Names on File
Last Sale$309,900 (Sep 2014)
Tax Bill$5,124 (2025)
Deeds & MortgagesAug 2018 Mortgage
Jun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN10-25801-01-050

Property Details

APN / Parcel Number

Primary APN10-25801-01-050

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,464 sqft Living Area
Gross Area2,904 sqft
1st Floor Area1,004 sqft

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1994
Construction TypeWood
Lot Area9,771 sqft (0.224 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address4505 OAK POND RD
CitySAINT PAUL
StateMN
Zip55123-1989
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFAWN RIDGE 2ND ADDITION 5 1
Legal SubdivisionFAWN RIDGE 2ND ADDITION
Legal Block1
Legal Lot Number50
JurisdictionDAKOTA MN
Township / Civil DivisionEAGAN
Census Block Group3
Census Block3002
Census Tract60731

Owner

4505 Oak Pond Rd is owned and occupied by two individuals who bought it in September 2014.

Source: Dakota County records, as of May 27, 2026

Owner of Record2 Individual Names on File
Mailing Address4505 OAK POND RD, SAINT PAUL, MN 55123-1989
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 20, 2018Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE AFFINITY LLC
Jun 11, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 24, 2014 · Amount on File
Deed SaleSep 24, 2014 · Amount on File
Prior SaleOct 6, 2008 · Amount on File
Deed Document Number20143031070
Record UpdatedOct 29, 2026

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAKOTA MN
Property Address4505 OAK POND RD, EAGAN, MN 55123-1989
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyBURNET TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003266492
DateAug 20, 2018
Instrument3266492
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeNon-Lending Institution
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueAug 1, 2038

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAKOTA MN
Property Address4505 OAK POND RD, EAGAN, MN 55123-1989
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003376131
DateJun 11, 2020
Instrument3376131
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJun 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 4505 Oak Pond Rd was $5,124 with a homeowner's exemption.

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyDakota County
MunicipalityEagan City
Unified School DistrictRosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,124.00$445,700 Land $96,800 Building $348,900$445,700 Land $96,800 Building $348,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4505 Oak Pond Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2010)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2010 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4505 Oak Pond Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEagan
serves 68,223 people · EPA ID MN1190007
Water SourceGroundwater
Last State InspectionMay 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
CenturyLink
DSL
140 / 20
T-Mobile
Fixed Wireless
100 / 20

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