4505 NW Montebella Dr, Riverside, MO 64150 Property Records

Platte County property record for 4505 NW Montebella Dr, Riverside, MO 64150

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 5,168 sqft · built 2013
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Trust Names on File
Tax Bill	$6,539 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jul 2025 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`23-30-05-200-001-002-000`

Property Details

APN / Parcel Number

Primary APN	`23-30-05-200-001-002-000`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	5,168 sqft Living Area
Gross Area	5,857 sqft
1st Floor Area	1,971 sqft
Basement Area	1,971 sqft
Finished Basement	1,971 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Multi-Level
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	56 sqft
Deck Area	360 sqft
Patio Area	794 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4505 NW MONTEBELLA DR
City	RIVERSIDE
State	MO
Zip	64150-7814
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MONTEBELLA 1ST LOT 2
Legal Range	33W
Legal Township	50N
Legal Section	05
Legal Subdivision	MONTEBELLA 1ST
Legal Lot Number	2
Jurisdiction	PLATTE MO
Township / Civil Division	PETTIS
Census Block Group	2
Census Block	2027
Census Tract	30101

Owner

4505 NW Montebella Dr is owner-occupied and held in a trust since July 2025.

Source: Platte County records, as of November 17, 2025

Owner of Record	2 Trust Names on File
Mailing Address	4505 NW MONTEBELLA DR, RIVERSIDE, MO 64150-7814
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Jul 11, 2025	Intrafamily Transfer, Transfer
Nov 2, 2023	Warranty Deed, Transfer KANSAS CITY TITLE
Sep 11, 2023	Warranty Deed, Transfer · VA Mortgage UNION HOME MORTGAGE CORP
Aug 18, 2021	Warranty Deed, Transfer CONTINENTAL, CONTINENTAL TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2023
Deed Sale	Nov 2, 2023
Prior Sale	Sep 11, 2023 · Amount on File
Deed Document Number	202310927
Deed Book / Page	1399 / 99
Last Transfer Date	Jul 10, 2025
Transfer Doc	0014210221
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLATTE MO
Property Address	4505 NW MONTEBELLA DR, RIVERSIDE, MO 64150-7814
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	PLATINUM TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2274 W MONARCH DR, FARMINGTON, UT 84025-0020

Mortgage

Document Number	0013630700
Date	Aug 25, 2021
Book Page	1363/700
Instrument	2021016424

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

July 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLATTE MO
Recording Date	Jul 11, 2025
Property Address	4505 NW MONTEBELLA DR, RIVERSIDE, MO 64150-7814
Document Number	0014210221
Book / Page	1421 / 221
Instrument Date	Jul 10, 2025
Instrument	2025007155
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	4505 NW MONTEBELLA DR, RIVERSIDE, MO 64150-7814

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PLATTE MO
Recording Date	Nov 2, 2023
Property Address	4505 NW MONTEBELLA DR, RIVERSIDE, MO 64150-7814
Document Number	0013990099
Book / Page	1399 / 99
Instrument Date	Oct 26, 2023
Instrument	2023010927
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	KANSAS CITY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4505 NW MONTEBELLA DR, RIVERSIDE, MO 64150-7814

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PLATTE MO
Recording Date	Sep 11, 2023
Property Address	4505 NW MONTEBELLA DR, RIVERSIDE, MO 64150-7814
Document Number	0013970185
Book / Page	1397 / 185
Instrument Date	Sep 7, 2023
Instrument	2023008999
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	CONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4505 NW MONTEBELLA DR, RIVERSIDE, MO 64150-7814

Mortgage

Document Number	2023009006
Date	Sep 11, 2023
Instrument	2023009006

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PLATTE MO
Recording Date	Aug 18, 2021
Property Address	4505 NW MONTEBELLA DR, RIVERSIDE, MO 64150-7814
Document Number	0013630170
Book / Page	1363 / 170
Instrument Date	Aug 17, 2021
Instrument	2021015886
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	CONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4505 NW MONTEBELLA DR, RIVERSIDE, MO 64150-7814

Tax Assessment & Valuation

The 2025 property tax bill for 4505 NW Montebella Dr was $6,539.

Source: Platte County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Platte County
Municipality	Riverside City
Unified School District	Park Hill School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,539.00	$100,778 Land $19,254 Building $81,524	$530,409 Land $101,338 Building $429,071
2024	$6,539.00 (-0.34%)
2023	$6,561.00	$100,778 Land $19,254 Building $81,524	$530,410 Land $101,338 Building $429,072
2018	$5,821.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4505 NW Montebella Dr in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective April 1, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	20 (1982–1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4505 NW Montebella Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN PLATTE COUNTY private · serves 16,645 people · EPA ID MO1010625
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: KC Web, T-Mobile, Wisper ISP.

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