4505 Kittiwake Way, Oceanside, CA 92057 Property Records

San Diego County property record for 4505 Kittiwake Way, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,050 sqft · built 1980
Lot Size	0.4 acres (1,736 sqft)
Owner	2 Company Names on File
Last Sale	$341,000 (Sep 2019)
Tax Bill	$4,135 (2025)
Deeds & Mortgages	Oct 2020 Reverse Mortgage Feb 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`160-483-07-00`

Property Details

APN / Parcel Number

Primary APN	`160-483-07-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,050 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	1,736 sqft (0.4 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	4505 KITTIWAKE WAY
City	OCEANSIDE
State	CA
Zip	92057-7730
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 153 TR 008834
Legal Subdivision	OCEANA MISSION
Legal Tract	008834
Legal Block	1
Legal Lot Number	153
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1000
Census Tract	18524

Owner

4505 Kittiwake Way is owned by a company that acquired it in October 2024.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Company Names on File
Mailing Address	4505 KITTIWAKE WAY, OCEANSIDE, CA 92057-7730
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2020	Deed of Trust, Mortgage · Reverse Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Feb 8, 2022	Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Oct 24, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Sep 3, 2019	Grant Deed, Transfer · Reverse Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Dec 24, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2019 · Amount on File
Deed Sale	Sep 3, 2019 · Amount on File
Deed Document Number	2019378832
Last Transfer Date	Oct 1, 2024
Transfer Doc	0000264895
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4505 KITTIWAKE WAY, OCEANSIDE, CA 92057-7730
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4505 KITTIWAKE WAY, OCEANSIDE, CA 92057-7730

Mortgage

Document Number	0000672117
Date	Oct 29, 2020
Instrument	2020-0672117

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	812 Months
Due	Jun 19, 2088

Interest

Rate Type	Adjustable Rate
Rate	2.21%
Type Change Date	Nov 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4505 KITTIWAKE WAY, OCEANSIDE, CA 92057-7730
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4505 KITTIWAKE WAY, OCEANSIDE, CA 92057-7730

Mortgage

Document Number	0000058889
Date	Feb 8, 2022
Instrument	2022-0058889

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount on Record

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4505 KITTIWAKE WAY, OCEANSIDE, CA 92057-7730
Document Number	0000672118
Instrument Date	Oct 24, 2020
Transaction Type	Mortgage
Record Updated	Nov 10, 2020
Title Company	LAWYERS TITLE AGENCY, LAWYERS TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4505 KITTIWAKE WAY OCEANSIDE CA 920577730, OCEANSIDE, CA 92057-7730

Mortgage

Document Number	0000672118
Date	Oct 29, 2020
Instrument	672118

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	816 Months
Due	Oct 28, 2088

Interest

Rate Type	Adjustable Rate
Rate	2.21%

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 3, 2019
Property Address	4505 KITTIWAKE WAY, OCEANSIDE, CA 92057-7730
Document Number	0000378832
Map Reference	MAP 8834
Instrument Date	Aug 2, 2019
Instrument	2019-0378832
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	TICOR TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4505 KITTIWAKE WAY, OCEANSIDE, CA 92057-7730

Mortgage

Document Number	0000378833
Date	Sep 3, 2019
Instrument	2019-0378833

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	3.9%
Type Change Date	Sep 1, 2020
Change Frequency	Annually
Index	1-Year LIBOR

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 24, 2018
Property Address	4505 KITTIWAKE WAY, OCEANSIDE, CA 92057-7730
Document Number	0000526780
Instrument Date	Dec 11, 2018
Instrument	526780
Transaction Type	Transfer
Record Updated	Jan 2, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	7938 NORMAL AVE LA MESA CA 919416308, LA MESA, CA 91941-6308

Tax Assessment & Valuation

The 2025 property tax bill for 4505 Kittiwake Way was $4,135.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$380,384 (+2%) Land $256,566 Building $123,818
2025	$4,135.00 Homeowner's exemption	$372,927 Land $251,536 Building $121,391
2023	$3,928.00 (+1.58%) Homeowner's exemption	$358,447 Land $241,769 Building $116,678
2022	$3,867.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4505 Kittiwake Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4505 Kittiwake Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, San Diego Broadband, T-Mobile.

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