Kern County property record for 4505 Garnet Ct, Bakersfield, CA 93308
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,854 sqft · built 1996 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $270,000 (Feb 2001) |
| Tax Bill | $5,632 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Jul 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 507-222-04-00-4 |
| Primary APN | 507-222-04-00-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,854 sqft Living Area |
| Gross Area | 3,865 sqft |
| 1st Floor Area | 2,854 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Construction Type | Frame |
| Lot Area | 16,553 sqft (0.38 acres) |
| Garage Type | Attached |
| Garage Area | 620 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Porch | Porch |
| Porch Area | 391 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 507222040 |
|---|---|
| Street Address | 4505 GARNET CT |
| City | BAKERSFIELD |
| State | CA |
| Zip | 93308-6622 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | TRACT 5144 , BLOCK PH1, LOT 44 |
| Legal Subdivision | 5144 BAKERSFIELD |
| Legal Tract | 5144 |
| Legal Block | 1 |
| Legal Lot Number | 44 |
| Jurisdiction | KERN CA |
| Township / Civil Division | BAKERSFIELD |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 506 |
4505 Garnet Ct is owned by a company that acquired it in July 2025.
Source: Kern County records, as of August 26, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 4505 GARNET CT, BAKERSFIELD, CA 93308-6622 |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MTG CORP ISAOA |
| Jul 8, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 28, 2001 · Amount on File |
| Deed Sale | Feb 28, 2001 · Amount on File |
| Prior Sale | Jan 12, 1996 · Amount on File |
| Deed Document Number | 200126451 |
| Last Transfer Date | Jul 8, 2025 |
| Transfer Doc | 0000079391 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERN CA |
| Property Address | 4505 GARNET CT, BAKERSFIELD, CA 93308-6622 |
| Document Number | 0000074897 |
| Instrument Date | May 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2020 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4505 GARNET CT BAKERSFIELD CA 933086622, BAKERSFIELD, CA 93308-6622 |
| Document Number | 0000074897 |
|---|---|
| Date | Jun 12, 2020 |
| Instrument | 74897 |
| Name | BETTER MTG CORP ISAOA |
|---|---|
| Address | NEW YORK, NY 10271 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 11, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERN CA |
| Property Address | 4505 GARNET CT, BAKERSFIELD, CA 93308-6622 |
| Document Number | 0000091524 |
| Instrument Date | Jul 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2017 |
| Title Company | TSI TITLE COMPANY, TSI TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4505 GARNET CT BAKERSFIELD CA 933086622, BAKERSFIELD, CA 93308-6622 |
| Document Number | 0000091524 |
|---|---|
| Date | Jul 18, 2017 |
| Instrument | 91524 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 17, 2047 |
The 2025 property tax bill for 4505 Garnet Ct was $5,632.
Source: Kern County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Kern County |
| Municipality | Bakersfield City |
| Elementary School District | Fruitvale Elementary School District (KG - 08) |
| Secondary School District | Kern High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $430,178 (+2%) Land $84,520 Building $345,658 | |
| 2025 | $5,632.00 Homeowner's exemption | $421,744 Land $82,863 Building $338,881 |
| 2023 | $5,437.00 (+1.38%) Homeowner's exemption | $405,371 Land $79,647 Building $325,724 |
| 2022 | $5,363.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 4505 Garnet Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 4505 Garnet Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CWS - NORTH GARDEN private · serves 27,634 people · EPA ID CA1510055 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 4 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Applied Technology Group Fixed Wireless | 500 / 500 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: GeoLinks.
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