4505 E Upper River Rd, Somerville, AL 35670 Property Records

Morgan County property record for 4505 E Upper River Rd, Somerville, AL 35670

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,943 sqft · built 1988
Lot Size	5.8 acres (252,648 sqft)
Owner	Individual Name on File
Last Sale	$11,000 (Jan 2020)
Tax Bill	$946 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Jan 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`10-04-17-0-000-029.001`

Property Details

APN / Parcel Number

Primary APN	`10-04-17-0-000-029.001`
Alternative APNs	`21635` `27680`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,943 sqft Living Area
1st Floor Area	1,483 sqft
Upper Floors Area	460 sqft
Basement Area	87 sqft
Unfinished Basement	87 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	252,648 sqft (5.8 acres)
Garage Area	609 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	27680
Street Address	4505 E UPPER RIVER RD
City	SOMERVILLE
State	AL
Zip	35670-4326
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE EAST 210'S OF THE SE1/4 OF SW1/4, LESS & EXC THAT PART IN RD R/W SEC 17-T6S-R2W
Legal Range	2W
Legal Township	6S
Legal Section	17
Jurisdiction	MORGAN AL
Township / Civil Division	SOMERVILLE
Census Block Group	1
Census Block	1065
Census Tract	5405

Owner

Source: Morgan County records · APN 10-04-17-0-000-029.001

Assessment roll updated June 19, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4505 E UPPER RIVER RD, SOMERVILLE, AL 35670-4326
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2021	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Jan 23, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 23, 2020 · Amount on Record
Deed Sale	Jan 23, 2020 · Amount on Record
Deed Book / Page	2020 / 614
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	4505 E UPPER RIVER RD, SOMERVILLE, AL 35670-4326
Transaction Type	Mortgage
Record Updated	Dec 09, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4505 E UPPER RIVER RD, SOMERVILLE, AL 35670-4326

Mortgage

Document Number	2021/63860
Date	Nov 15, 2021
Book Page	2021/63860

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 22, 2051

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Jan 23, 2020
Property Address	4505 E UPPER RIVER RD, SOMERVILLE, AL 35670-4326
Document Number	2020/00614
Book / Page	2020 / 00614
Instrument Date	Jan 23, 2020
Transaction Type	Transfer
Record Updated	May 17, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	220 VOYLES RD, 220, EVA, AL 35621-8255

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4505 E UPPER RIVER RD, SOMERVILLE, AL 35670-4326

Tax Assessment & Valuation

Source: Morgan County records · Assessment roll updated June 19, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$946.00	$32,400 (-) Land $7,260 Building $25,140	$324,000 (-) Land $72,600 Building $251,400
2024			$324,000 (-) Land $72,600 Building $251,400
2023	$946.00 (+5.11%) Homeowner's exemption	$32,400 (+5.85%) Land $7,260 Building $25,140	$324,000 (+5.85%) Land $72,600 Building $251,400
2022	$900.00 Homeowner's exemption	$30,610 Land $6,600 Building $24,010	$306,100 Land $66,000 Building $240,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 4, 2022 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
FlashFiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

Based on FCC filings for 7 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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