4505 E Division St, Mount Juliet, TN 37122 Property Records

Wilson County property record for 4505 E Division St, Mount Juliet, TN 37122

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,078 sqft · built 1996
Lot Size3.94 acres (171,626 sqft)
OwnerIndividual Name on Record
Last Sale$455,000 (Jul 2021)
Tax Bill$1,861 (2025)
Deeds & MortgagesJul 2021 Sale & Mortgage
Apr 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN095078 02302

Property Details

APN / Parcel Number

Primary APN095078 02302
Alternative APN
  • 078 02302

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories2 Stories
Building Area2,078 sqft Living Area
1st Floor Area1,884 sqft
Upper Floors Area648 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1997
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area171,626 sqft (3.94 acres)
TerrainRolling
Garage TypeFinished
Garage Area648 sqft
DrivewayDriveway
Driveway Area1 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area221 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address4505 E DIVISION ST
CityMOUNT JULIET
StateTN
Zip37122-5212
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 02, COUNTY AREA: M99
Legal SubdivisionFLETCHER
Legal Lot Number26
JurisdictionWILSON TN
Township / Civil Division25
Census Block Group4
Census Block4030
Census Tract30203

Owner

Source: Wilson County records, as of March 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address4505 E DIVISION ST, MOUNT JULIET, TN 37122-5212
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2021Warranty Deed, Transfer · VA Mortgage
COMMUNITY MORTGAGE CORP
Apr 26, 2021Deed of Trust, Mortgage · Commercial Mortgage
LIVE OAK BANKING COMPANY
Apr 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
BANCORPSOUTH BANK
Oct 3, 2017Warranty Deed, Transfer · Conventional Mortgage
BANCORPSOUTH

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 15, 2021 · Amount on Record
Deed SaleJul 15, 2021 · Amount on Record
Prior SaleOct 3, 2017 · Amount on Record
Deed Document Number0020952318
Deed Book / Page2095 / 2318
Record UpdatedJun 8, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWILSON TN
Recording DateJul 15, 2021
Property Address4505 E DIVISION ST, MOUNT JULIET, TN 37122-5212
Document Number2095/1645
Book / Page2095 / 1645
Map ReferenceMB 20 PG 314
Instrument DateJul 10, 2021
Instrument21024703
Transaction TypeTransfer
Record UpdatedJul 21, 2021
Title CompanySTEWART TITLE COMPANY-MIDLAND DIV, STEWART TITLE COMPANY TN DIV

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,683.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4505 E DIVISION ST, MOUNT JULIET, TN 37122-5212

Mortgage

Document Number21024704
DateJul 15, 2021
Instrument21024704
Lender
NameCOMMUNITY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILSON TN
Property Address4505 E DIVISION ST, MOUNT JULIET, TN 37122-5212
Transaction TypeMortgage
Record UpdatedMay 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2070/2129
DateApr 26, 2021
Book Page2070/2129
Instrument21014727
Lender
NameLIVE OAK BANKING COMPANY
TypeBank
AddressWILMINGTON, NC 28403
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term120 Months
DueApr 7, 2031
Interest
Rate TypeAdjustable Rate

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILSON TN
Property Address4505 E DIVISION ST, MOUNT JULIET, TN 37122-5212
Transaction TypeMortgage
Record UpdatedMay 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2070/2116
DateApr 26, 2021
Book Page2070/2116
Instrument21014726
Lender
NameBANCORPSOUTH BANK
TypeBank
AddressTUPELO, MS 38803
Agreement
TypeConventional Mortgage
Term318 Months
DueOct 1, 2047

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWILSON TN
Recording DateOct 3, 2017
Property Address4505 E DIVISION ST, MOUNT JULIET, TN 37122-5212
Document Number0000623676
Book / Page001785 / 000651
Instrument DateSep 29, 2017
Instrument623676
Transaction TypeTransfer
Record UpdatedOct 12, 2017
Title CompanyBRIDGETRUST TITLE GROUP, BRIDGETRUST TITLE GRP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,144.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4505 E DIVISION ST MOUNT JULIET TN 371225212, MOUNT JULIET, TN 37122-5212

Mortgage

Document Number623677
DateOct 3, 2017
Book Page001785/000653
Instrument623677
Lender
NameBANCORPSOUTH
TypeBank
AddressTUPELO, MS 38803-3356
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 2, 2047

Tax Assessment & Valuation

Source: Wilson County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyWilson County
Unified School DistrictWilson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,861.00 (+0.16%)$97,500 (+0.15%) Land $48,275 Building $49,225
2023$97,350 (-) Land $48,275 Building $49,075
2022$1,858.00$97,350 Land $48,275 Building $49,075
2021$390,000 Land $193,100 Building $196,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
TDS Telecom
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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