4505 Cheyenne Rd, Saint Joseph, MO 64503 Property Records

Buchanan County property record for 4505 Cheyenne Rd, Saint Joseph, MO 64503

Property Summary

Property Type	Single Family Home
Details	1,206 sqft · built 1962
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$108,200 (May 2019)
Tax Bill	$845 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit May 2019 Mortgage
APN	`06-6.0-24-003-002-031.000`

Property Details

APN / Parcel Number

Primary APN	`06-6.0-24-003-002-031.000`

Interior

Building Area	1,206 sqft Base Area
1st Floor Area	1,206 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	120 ft deep x 60 ft wide

Location & Zoning

Street Address	4505 CHEYENNE RD
City	SAINT JOSEPH
State	MO
Zip	64503-1801
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:LEONARD ROAD ACRES LOT:3 BLK:1LGL DESC:
Legal Subdivision	LEONARD ROAD ACRES
Legal Block	1
Legal Lot Number	3
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1033
Census Tract	1700

Owner

Source: Buchanan County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4505 CHEYENNE RD, SAINT JOSEPH, MO 64503-1801
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Deed of Trust, Mortgage · Line of Credit EQUITY BANK
May 23, 2019	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MTG CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2019 · Amount on Record
Deed Sale	May 23, 2019 · Amount on Record
Deed Document Number	20194134
Deed Book / Page	3737 / 718
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Recording Date	Jul 28, 2026
Property Address	4505 CHEYENNE RD, SAINT JOSEPH, MO 64503-1801
Document Number	0000006160
Book / Page	3820 / 905
Instrument Date	Jul 23, 2026
Instrument	20266160
Transaction Type	Mortgage
Record Updated	Aug 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4505 CHEYENNE RD, SAINT JOSEPH, MO 64503-1801

Mortgage

Document Number	0000006160,
Date	Jul 28, 2026
Book Page	3820/905
Instrument	20266160

Lender

Name	EQUITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 25, 2046

Interest

Rate Type	Adjustable Rate
Rate	4.99%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	May 23, 2019
Property Address	4505 CHEYENNE RD, SAINT JOSEPH, MO 64503-1801
Document Number	003737/718
Book / Page	3737 / 718
Instrument Date	May 21, 2019
Instrument	2019004134
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	MCCAFFREE SHORT TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4505 CHEYENNE RD, SAINT JOSEPH, MO 64503-1801

Mortgage

Document Number	003737/721
Date	May 23, 2019
Book Page	3737/721
Instrument	2019004137

Lender

Name	FAIRWAY INDEPENDENT MTG CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$845.00 (+0.12%)	$11,980 (+15.3%) Land $2,530 Building $9,450	$63,020 (+15.27%) Land $13,300 Building $49,720
2024	$844.00 (+25.22%)
2023	$674.00 (-0.74%)	$10,390 (-) Land $2,530 Building $7,860	$54,670 (-) Land $13,300 Building $41,370
2022	$679.00	$10,390 Land $2,530 Building $7,860
2021			$54,670 Land $13,300 Building $41,370

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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