4505 Bromley Ave, Spring Hill, FL 34609 Property Records

Hernando County property record for 4505 Bromley Ave, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,025 sqft · built 1979
Lot Size	0.184 acres (8,000 sqft)
Owner	Individual Name on Record
Last Sale	$139,495 (Nov 2020)
Tax Bill	$2,195 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jul 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5181-1815-0020`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5181-1815-0020`
Alternative APNs	`00771409` `771409`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,025 sqft Living Area
Gross Area	1,373 sqft
1st Floor Area	1,025 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2001
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,000 sqft (0.184 acres)
Lot Dimensions	107 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	300 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	48 sqft
Deck Area	80 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00771409
Street Address	4505 BROMLEY AVE
City	SPRING HILL
State	FL
Zip	34609-1706
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 18 REPLAT BLK 1815 LOT 2
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 18 1ST REP
Legal Block	1815
Legal Lot Number	2
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	3
Census Block	3012
Census Tract	41006

Owner

Source: Hernando County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4505 BROMLEY AVE, SPRING HILL, FL 34609-1706
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Deed of Trust, Mortgage · Line of Credit MORTGAGE INC
Jul 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC
Mar 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC
Nov 30, 2020	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK
Sep 17, 2020	Warranty Deed, Transfer HAVEN TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2020 · Amount on Record
Deed Sale	Nov 30, 2020 · Amount on Record
Prior Sale	Sep 17, 2020 · Amount on Record
Deed Document Number	202074472
Deed Book / Page	3917 / 1762
Prior Transfer Date	Jan 16, 2014
Prior Transfer Doc	0030700605
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Recording Date	Jul 28, 2026
Property Address	4505 BROMLEY AVE, SPRING HILL, FL 34609-1706
Document Number	0000050578
Book / Page	4740 / 896
Instrument Date	Jul 10, 2026
Instrument	202650578
Transaction Type	Mortgage
Record Updated	Aug 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4505 BROMLEY AVE, SPRING HILL, FL 34609-1706

Mortgage

Document Number	0000050578,
Date	Jul 28, 2026
Book Page	4740/896
Instrument	202650578

Lender

Name	MORTGAGE INC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 5, 2036

Interest

Rate	6.52%
Max Rate	-1%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	4505 BROMLEY AVE, SPRING HILL, FL 34609-1706
Transaction Type	Mortgage
Record Updated	Oct 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4505 BROMLEY AVE, SPRING HILL, FL 34609-1706

Mortgage

Document Number	0041991809
Date	Jul 25, 2022
Book Page	4199/1809
Instrument	2022056304

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Aug 1, 2032

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	4505 BROMLEY AVE, SPRING HILL, FL 34609-1706
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034521494
Date	Mar 28, 2017
Book Page	3452/1494
Instrument	2017017252

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2027

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Nov 30, 2020
Property Address	4505 BROMLEY AVE, SPRING HILL, FL 34609-1706
Document Number	0039171762
Book / Page	3917 / 1762
Map Reference	MB 16 PG 90-94
Instrument Date	Nov 12, 2020
Instrument	2020074472
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	HAVEN TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$976.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	412 E MADISON ST STE 1120, 412, TAMPA, FL 33602-4618

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12919 LAKEVIEW AVE, CLERMONT, FL 34711-8847

Mortgage

Document Number	39171764
Date	Nov 30, 2020
Instrument	3917/1764

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Sep 17, 2020
Property Address	4505 BROMLEY AVE, SPRING HILL, FL 34609-1706
Document Number	0038881656
Book / Page	003888 / 001656
Instrument Date	Aug 24, 2020
Instrument	57447
Transaction Type	Transfer
Record Updated	Oct 21, 2020
Title Company	HAVEN TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$441.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	13194 US 301 RIVERVIEW FL 33579, RIVERVIEW, FL 33579

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,195.00 (+47.12%) Homeowner's exemption	$144,788 (+5.06%) Land $30,000 Building $114,788	$144,788 (+5.06%) Land $30,000 Building $114,788
2023		$137,815 Land $26,164 Building $111,651
2022	$1,492.00		$137,815 Land $23,200 Building $114,615

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2004–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Tillman Fiber.

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