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4505 Bluff Creek Dr, Modesto, CA 95355 Property Records

Stanislaus County property record for 4505 Bluff Creek Dr, Modesto, CA 95355

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,570 sqft · built 1987
Lot Size0.13 acres (5,663 sqft)
Owner2 Trust Names on File
Last Sale$375,000 (Jan 2006)
Tax Bill$5,629 (2026)
Deeds & MortgagesJan 2021 Mortgage
Feb 2019 Transfer
Flood ZoneZone X (minimal risk)
APN070-006-011-000

Property Details

APN / Parcel Number

Primary APN070-006-011-000
Alternative APNs
  • 0700611000
  • 0700611

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,570 sqft Living Area
1st Floor Area1,570 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Construction TypeWood
Lot Area5,663 sqft (0.13 acres)
Parking Spaces2 Parking Spaces
Patio Area180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4505 BLUFF CREEK DR
CityMODESTO
StateCA
Zip95355-9334
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBLUFF CREEK ESTATES BLK 1842 LOT 6
Legal SubdivisionBLUFF CREEK ESTATES
Legal Block1842
Legal Lot Number6
JurisdictionSTANISLAUS CA
Township / Civil DivisionWATERFORD
Census Block Group2
Census Block2009
Census Tract2803

Owner

4505 Bluff Creek Dr is held in a trust since May 2012.

Source: Stanislaus County records, as of October 21, 2026

Owner of Record2 Trust Names on File
Mailing Address4505 BLUFF CREEK DR, MODESTO, CA 95355-9334
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 21, 2021Deed of Trust, Mortgage · Commercial Mortgage
FARMERS & MERCHANTS BANK
Feb 19, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 19, 2006 · Amount on File
Deed SaleJan 19, 2006 · Amount on File
Deed Document Number20068415
Last Transfer DateMay 23, 2012
Transfer Doc0000048120
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANISLAUS CA
Property Address4505 BLUFF CREEK DR, MODESTO, CA 95355-9334
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyPLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006161
DateJan 21, 2021
Instrument2021-0006161
Lender
NameFARMERS & MERCHANTS BANK
TypeBank
AddressLODI, CA 95241
Agreement
TypeCommercial Mortgage
AmountAmount on Record

February 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSTANISLAUS CA
Recording DateFeb 19, 2019
Property Address4505 BLUFF CREEK DR, MODESTO, CA 95355-9334
Document Number0000009255
Instrument DateFeb 13, 2019
Instrument9255
Transaction TypeTransfer
Record UpdatedMar 1, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address4505 BLUFF CREEK DR MODESTO CA 953559334, MODESTO, CA 95355-9334

Tax Assessment & Valuation

The 2026 property tax bill for 4505 Bluff Creek Dr was $5,629, up 1.6% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyStanislaus County
MunicipalityModesto City
Elementary School DistrictEmpire Union Elementary School District (KG - 08)
Secondary School DistrictModesto City High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$5,629.00 (+1.61%)$522,698 (+2%) Land $313,620 Building $209,078
2025$5,540.00$512,450 Land $307,471 Building $204,979
2023$5,528.00 (+5.36%)$492,553 Land $295,533 Building $197,020
2022$5,247.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4505 Bluff Creek Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4505 Bluff Creek Dr is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · lower than 67% of California
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MODESTO
serves 218,915 people · EPA ID CA5010010
Water SourcePurchased surface water from MODESTO IRRIGATION DISTRICT
Last State InspectionJan 2025
Lead12 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 792 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
ezWave
Fixed Wireless		1,000 / 200
unWired Broadband
Fixed Wireless		400 / 50
Verizon
Fixed Wireless		300 / 20
Cal.net
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fixed Wireless in parts of the area		100 / 20

May also be available: Ayera Technologies.

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