4505 54th St, Lubbock, TX 79414 Property Records

Lubbock County property record for 4505 54th St, Lubbock, TX 79414

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,307 sqft · built 1972
Lot Size	0.171 acres (7,446 sqft)
Owner	Individual Name on Record
Last Sale	$147,300 (Jul 2018)
Tax Bill	$1,420 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Nov 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R56394`

Property Details

APN / Parcel Number

Primary APN	`R56394`
Alternative APN	`R8075000000200017000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,307 sqft Living Area
Gross Area	1,707 sqft
1st Floor Area	1,307 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Metal
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Other
Lot Area	7,446 sqft (0.171 acres)
Lot Dimensions	129 ft deep x 57.5 ft wide
Garage Type	Attached
Garage Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4505 54TH ST
City	LUBBOCK
State	TX
Zip	79414-4016
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHWEST ACS BLK 2 W57.5OF E62.5OF L 2
Legal Subdivision	SOUTHWEST ACRES
Legal Block	2
Legal Lot Number	17
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	2
Census Block	2001
Census Tract	1807

Owner

Source: Lubbock County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4505 54TH ST, LUBBOCK, TX 79414-4016
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Nov 28, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 20, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jul 27, 2018	Vendor's Lien, Transfer FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2018 · Amount on Record
Deed Sale	Jul 27, 2018 · Amount on Record
Prior Sale	Apr 10, 2006
Deed Document Number	201828208
Prior Transfer Date	Jul 25, 2018
Prior Transfer Doc	0000028208
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Recording Date	Jun 1, 2026
Property Address	4505 54TH ST, LUBBOCK, TX 79414-4016
Document Number	0000020680
Instrument Date	Apr 22, 2026
Instrument	202620680
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4505 54TH ST, LUBBOCK, TX 79414-4016

Mortgage

Document Number	0000020680,
Date	Jun 1, 2026
Instrument	202620680

Lender

Agreement

Type	FHA Mortgage
Term	304 Months
Due	Oct 1, 2051

Interest

Rate	6.38%
Max Rate	-1%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	4505 54TH ST, LUBBOCK, TX 79414-4016
Transaction Type	Mortgage
Record Updated	Dec 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4505 54TH ST, LUBBOCK, TX 79414-4016

Mortgage

Document Number	0000045002
Date	Nov 28, 2023
Instrument	2023045002

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	335 Months
Due	Oct 1, 2051

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	4505 54TH ST, LUBBOCK, TX 79414-4016
Transaction Type	Mortgage
Record Updated	Nov 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4505 54TH ST, LUBBOCK, TX 79414-4016

Mortgage

Document Number	0000054018
Date	Oct 20, 2021
Instrument	2021054018

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

July 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Jul 27, 2018
Property Address	4505 54TH ST, LUBBOCK, TX 79414-4016
Document Number	0000028208
Map Reference	VOL446 PG82
Instrument Date	Jul 25, 2018
Instrument	2018028208
Transaction Type	Transfer
Record Updated	Dec 23, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4505 54TH ST, LUBBOCK, TX 79414-4016

Mortgage

Document Number	0000028209
Date	Jul 27, 2018
Instrument	2018028209

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,420.00 (-17.3%) Homeowner's exemption	$148,897 (+2.97%) Land $26,000 Building $122,897	$148,897 (+2.97%) Land $26,000 Building $122,897
2024	$1,717.00 (-2.61%)
2023	$1,763.00 (-22.95%) Homeowner's exemption	$144,596 Land $18,400 Building $126,196	$144,596 Land $18,400 Building $126,196
2022	$2,288.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 600 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	300 / 60
Telespan Fixed Wireless	100 / 40
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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