45049 Via Vela, Temecula, CA 92592 Property Records

Riverside County property record for 45049 Via Vela, Temecula, CA 92592

Property Summary

Property Type	Condominium
Details	1,963 sqft · built 2020
Owner	2 Company Names on Record
Last Sale	$670,000 (Jun 2026)
Tax Bill	$10,735 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage May 2023 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`961-461-005`

Property Details

APN / Parcel Number

Primary APN	`961-461-005`

Interior

Stories	2 Stories
Building Area	1,963 sqft Living Area
Gross Area	2,515 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Condo/Apartment
Construction Type	Wood
Garage Type	Attached
Garage Area	503 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Street Address	45049 VIA VELA
City	TEMECULA
State	CA
Zip	92592-4904
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	RECMAPTYPE CONDOMINIUMMAP LOTTYPE S UNIT 5 MAPPLATB 271 MAPPLATP 052 SUBDIVISIONNAME TR 37021
Legal Tract	37021
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	3
Census Block	3015
Census Tract	43207

Owner

Source: Riverside County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	45049 VIA VELA, TEMECULA, CA 92592-4904
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Grant Deed, Transfer · Conventional Mortgage MECHANICS BANK
May 26, 2023	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2026 · Amount on Record
Deed Sale	Jun 26, 2026 · Amount on Record
Prior Sale	May 26, 2023 · Amount on Record
Deed Document Number	2026198786
Record Updated	Sep 20, 2026

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jun 26, 2026
Property Address	45049 VIA VELA, TEMECULA, CA 92592-4904
Document Number	0000198786
Instrument Date	Jun 17, 2026
Instrument	2026198786
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$74,437.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	45049 VIA VELA, TEMECULA, CA 92592-4904

Mortgage

Document Number	0000198787,
Date	Jun 26, 2026
Instrument	2026198787

Lender

Name	MECHANICS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

May 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	May 26, 2023
Property Address	45049 VIA VELA, TEMECULA, CA 92592-4904
Document Number	0000151468
Map Reference	MB 468 PG 28-32
Instrument Date	May 11, 2023
Instrument	2023-0151468
Transaction Type	Transfer
Record Updated	Jun 9, 2023
Title Company	EQUITY TITLE LOS ANGELES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	45049 VIA VELA, TEMECULA, CA 92592-4904

Mortgage

Document Number	0000151469
Date	May 26, 2023
Instrument	2023-0151469

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of August 6, 2025

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Temecula City
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,735.00 (+38.5%)	$673,659 (+28.86%) Land $78,030 Building $595,629
2023	$7,751.00 (-0.17%) Disabled Person's exemption Veteran's exemption	$522,801 Land $104,040 Building $418,761
2022	$7,764.00
2021			$579,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 74% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Accel Wireless Fixed Wireless	100 / 25

May also be available: GeoLinks.

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