Tillamook County property record for 45040 Proposal Point Ct, Neskowin, OR 97149
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,286 sqft · built 2015 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on File |
| Last Sale | $147,500 (Oct 2007) |
| Tax Bill | $5,202 (2020) |
| Deeds & Mortgages | Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R0412337 |
| Primary APN | R0412337 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,286 sqft Living Area |
| 1st Floor Area | 1,255 sqft |
| 2nd Floor Area | 1,031 sqft |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 5,663 sqft (0.13 acres) |
| Garage Area | 398 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 80 sqft |
| Patio Area | 257 sqft |
| Utility Building | Utility Building |
| Account Number | 0412337 |
|---|---|
| Street Address | 45040 PROPOSAL POINT CT |
| City | NESKOWIN |
| State | OR |
| Zip | 97149 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NESKRR |
| Legal Description | SAHHALI SOUTH LOT: 44 |
| Legal Range | 11 |
| Legal Township | 05S |
| Legal Section | 24 |
| Legal Quarter | NE |
| Quarter-Quarter Section | NW |
| Legal Subdivision | SAHHALI SOUTH |
| Legal Lot Number | 44 |
| Jurisdiction | TILLAMOOK OR |
| Census Block Group | 3 |
| Census Block | 3200 |
| Census Tract | 960800 |
45040 Proposal Point Ct is owned and occupied by an individual who bought it in October 2007.
Source: Tillamook County records, as of December 31, 2020
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45040 PROPOSAL POINT CT, NESKOWIN, OR 97149 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 18, 2007 · Amount on File |
| Deed Sale | Oct 18, 2007 · Amount on File |
| Deed Document Number | 0000008788 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TILLAMOOK OR |
| Property Address | 45040 PROPOSAL POINT CT, NESKOWIN, OR 97149 |
| Document Number | 0000005102 |
| Instrument Date | Aug 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 3118 9TH RD N ARLINGTON VA 222012126, ARLINGTON, VA 22201-2126 |
| Document Number | 0000005102 |
|---|---|
| Date | Aug 6, 2020 |
| Instrument | 5102 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240-2050 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 5, 2050 |
| Rate | 4% |
|---|
Source: Tillamook County assessment roll, as of October 4, 2020
| Type | Name |
|---|---|
| State | Oregon |
| County | Tillamook County |
| Unified School District | Nestucca Valley School District 101J (KG - 12) |
FEMA maps place 45040 Proposal Point Ct in Zone X, an area of minimal flood risk, though there have been 61 flood claims nearby since 1987.
Source: FEMA National Flood Hazard Layer, effective September 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 147 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 290 units insured incl. 143 condo units |
| Nearby Flood Claims | 61 (1987–2021) |
| Claims Outside the SFHA | 21 of 61 |
| Most Recent Claim | Nov 2021 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45040 Proposal Point Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Oregon |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NESKOWIN REG WATER DIST serves 1,735 people · EPA ID OR4100970 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2022 |
| Lead | Under 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: T-Mobile.
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