Fillmore County property record for 45040 Hays St, Rushford, MN 55971
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 1,416 sqft · built 1950 |
| Lot Size | 0.436 acres (19,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $3,000 (Sep 2021) |
| Tax Bill | $1,716 (2026) |
| Deeds & Mortgages | May 2023 Mortgage Sep 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05.0309.020 |
| Primary APN | 05.0309.020 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,416 sqft Heated Area |
| Gross Area | 1,232 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Flat |
| Roof Material | Asphalt |
| Lot Area | 19,000 sqft (0.436 acres) |
| Lot Dimensions | 190 ft deep x 100 ft wide |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 248 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 45040 HAYS ST |
|---|---|
| City | RUSHFORD |
| State | MN |
| Zip | 55971-5083 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-23 TWP-104 RANGE-008 PC 100 X 190' NE1/4 SE1/4 SOUTH RUSHFORD |
| Legal Range | 08 |
| Legal Township | 104 |
| Legal Section | 23 |
| Jurisdiction | FILLMORE MN |
| Township / Civil Division | RUSHFORD VILLAGE |
| Census Block Group | 2 |
| Census Block | 2041 |
| Census Tract | 960100 |
45040 Hays St is owned and occupied by two individuals who bought it in September 2021.
Source: Fillmore County records, as of August 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45040 HAYS ST, RUSHFORD, MN 55971-5083 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 9, 2023 | Deed of Trust, Mortgage F&M COMMUNITY BANK NA |
| Sep 14, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage F&M COMMUNITY BANK |
| May 30, 2018 | Deed of Trust, Mortgage F&M COMMUNITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 14, 2021 · Amount on File |
| Deed Sale | Sep 14, 2021 · Amount on File |
| Prior Sale | Nov 3, 2006 · Amount on File |
| Deed Document Number | 2021434578 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FILLMORE MN |
| Property Address | 45040 HAYS ST, RUSHFORD, MN 55971-5083 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000442340 |
|---|---|
| Date | May 9, 2023 |
| Instrument | 442340 |
| Name | F&M COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | May 1, 2028 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FILLMORE MN |
| Recording Date | Sep 14, 2021 |
| Property Address | 45040 HAYS ST, RUSHFORD, MN 55971-5083 |
| Document Number | 434578 |
| Instrument Date | Aug 20, 2021 |
| Instrument | 434578 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45040 HAYS ST, RUSHFORD, MN 55971-5083 |
| Document Number | 0000434581 |
|---|---|
| Date | Sep 14, 2021 |
| Instrument | 434581 |
| Name | F&M COMMUNITY BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FILLMORE MN |
| Property Address | 45040 HAYS ST, RUSHFORD, MN 55971-5083 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 000000417588 |
|---|---|
| Date | May 30, 2018 |
| Instrument | 000000417588 |
| Name | F&M COMMUNITY BANK |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 116 Months |
| Due | Jan 1, 2028 |
The 2026 property tax bill for 45040 Hays St was $1,716 with a homeowner's exemption.
Source: Fillmore County assessment roll, as of August 13, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Fillmore County |
| Municipality | Rushford Village City |
| Unified School District | Rushford-Peterson Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,716.00 Homeowner's exemption | $200,700 (-0.2%) Land $25,000 Building $175,700 | $200,700 (-0.2%) Land $25,000 Building $175,700 |
| 2025 | $201,100 Land $25,000 Building $176,100 | $201,100 Land $25,000 Building $176,100 | |
| 2023 | $181,100 Land $25,000 Building $156,100 | $181,100 Land $25,000 Building $156,100 | |
| 2020 | $1,196.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45040 Hays St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 15, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 4 (2007) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Aug 2007 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45040 Hays St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Rushford Village serves 265 people · EPA ID MN1230014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Acentek Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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