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4504 Southwinds Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 4504 Southwinds Dr, Miramar Beach, FL 32550

Property Summary

Property TypeCondominium
Lot Size0.006 acres (275 sqft)
OwnerCompany Name on File
Last Sale$1,725,000 (Dec 2020)
Tax Bill$21,963 (2025)
Deeds & MortgagesDec 2020 Sale
Aug 2018 Sale
Flood ZoneZone X (minimal risk)
APN34-2S-21-42600-000-4504

Property Details

APN / Parcel Number

Primary APN34-2S-21-42600-000-4504
Alternative APNs
  • 34-221-42600-000-4504
  • 1077270

Exterior

Architectural StyleCondo/Apartment
Lot Area275 sqft (0.006 acres)

Location & Zoning

Street Address4504 SOUTHWINDS DR
CityMIRAMAR BEACH
StateFL
Zip32550-7287
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeSD
Legal DescriptionUNITS 4504 & 4505 SOUTHWINDS II AT SANDESTIN CONDO OR 1600-152 OR 1603-50 OR 2414-1651 OR 2853-2625 OR 3082-4937 OR 3174-2456
Legal Range21W
Legal Township02S
Legal Section34
Legal SubdivisionSANDESTIN CONDO
Legal Block45
Legal Lot Number4504
Legal UnitNO
JurisdictionWALTON FL
Township / Civil DivisionWALTON BEACHES
Census Block Group1
Census Block1003
Census Tract950609

Owner

4504 Southwinds Dr, a condominium, is owned by a company that bought it in December 2020 and is owner-occupied.

Source: Walton County records, as of December 3, 2025

Owner of RecordCompany Name on File
Mailing Address4504 SOUTHWINDS DR, MIRAMAR BEACH, FL 32550-7287
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 21, 2020Warranty Deed, Transfer
SETCO SERVICES LLC, SETCO SVCS LLC
Aug 23, 2018Warranty Deed, Transfer
CUSTOMERS FIRST TITLE COMPANY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 21, 2020 · Amount on File
Deed SaleDec 21, 2020 · Amount on File
Prior SaleAug 23, 2018 · Amount on File
Deed Document Number202052603
Deed Book / Page3174 / 2456
Prior Transfer DateOct 29, 2010
Prior Transfer Doc0028532625
Record UpdatedJun 8, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateDec 21, 2020
Property Address4504 SOUTHWINDS DR # NO, NO, MIRAMAR BEACH, FL 32550-7287
Document Number0031742456
Book / Page003174 / 002456
Instrument DateDec 18, 2020
Instrument52603
Transaction TypeTransfer
Record UpdatedJan 27, 2021
Title CompanySETCO SERVICES LLC, SETCO SVCS LLC

Transaction

AmountAmount on Record
Tax$12,075.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address32 ASBURY RD SE HUNTSVILLE AL 358011102, HUNTSVILLE, AL 35801-1102

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateAug 23, 2018
Property Address4504 SOUTHWINDS DR # NO, NO, MIRAMAR BEACH, FL 32550-7287
Document Number0030824937
Book / Page003082 / 004937
Instrument DateAug 21, 2018
Instrument28499
Transaction TypeTransfer
Record UpdatedSep 11, 2018
Title CompanyCUSTOMERS FIRST TITLE COMPANY

Transaction

AmountAmount on Record
Tax$9,835.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address10 FARNHAM PL METAIRIE LA 700054008, METAIRIE, LA 70005-4008

Tax Assessment & Valuation

The 2025 property tax bill for 4504 Southwinds Dr was $21,963 with a homeowner's exemption, up 97.8% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$21,963.00 (+97.76%) Homeowner's exemption$2,469,285 Building $2,469,285$2,469,285 Building $2,469,285
2024$11,106.00 (+2.11%)
2023$10,876.00 (+33.1%)$1,454,936 (+65%) Building $1,454,936$1,454,936 (+65%) Building $1,454,936
2022$8,171.00$881,780 Building $881,780$881,780 Building $881,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4504 Southwinds Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 750 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4,168 units insured
incl. 3,418 condo units
Nearby Flood Claims64 (1995–2024)
Claims Outside the SFHA45 of 64
Most Recent ClaimSep 2024 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 7 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims
  • Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4504 Southwinds Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH WALTON UTILITY COMPANY
private · serves 26,668 people · EPA ID FL1660615
Water SourceGroundwater
Last State InspectionFeb 2026
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
Cox Communications
Fiber · Cable in parts of the area		2,000 / 35
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Wildstar Networks.

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