James City County property record for 4504 Harding Rd, Williamsburg, VA 23188
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,138 sqft · built 2004 |
| Lot Size | 0.089 acres (3,877 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,714 (2025) |
| Deeds & Mortgages | Jan 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 37-4 14-0-0205 |
| Primary APN | 37-4 14-0-0205 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,138 sqft Living Area |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 3,877 sqft (0.089 acres) |
| Garage Type | Attached |
| Garage Area | 408 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 50 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 27769 |
|---|---|
| Street Address | 4504 HARDING RD |
| City | WILLIAMSBURG |
| State | VA |
| Zip | 23188-8042 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 RESIDENTIAL PLANNED CO |
| Legal Description | L-205 PH-5 VILLAGES @ POWHATAN |
| Legal Subdivision | POWHATAN VILLAGE |
| Legal Phase | 5 |
| Legal Lot Number | 205 |
| Jurisdiction | JAMES CITY VA |
| Township / Civil Division | JAMESTOWN |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 80209 |
4504 Harding Rd is owned and occupied by an individual who acquired it in January 2020.
Source: James City County records, as of November 17, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 4504 HARDING RD, WILLIAMSBURG, VA 23188-8042 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Prior Sale | Mar 6, 2006 · Amount on File |
| Last Transfer Date | Jan 21, 2020 |
| Transfer Doc | 0000000886 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Recording Date | Jan 21, 2020 |
| Property Address | 4504 HARDING RD, WILLIAMSBURG, VA 23188-8042 |
| Document Number | 0000000886 |
| Instrument Date | Jan 16, 2020 |
| Instrument | 886 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4504 HARDING RD WILLIAMSBURG VA 231888042, WILLIAMSBURG, VA 23188-8042 |
The 2025 property tax bill for 4504 Harding Rd was $2,714, up 6.4% from the year before.
Source: James City County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | James City County |
| Unified School District | James City County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,714.00 (+6.43%) | $327,000 Land $64,400 Building $262,600 | $327,000 Land $64,400 Building $262,600 |
| 2024 | $2,550.00 (-2.97%) | ||
| 2023 | $2,628.00 | $316,700 Land $59,400 Building $257,300 | $316,700 Land $59,400 Building $257,300 |
| 2022 | $2,628.00 | ||
| 2019 | $2,047.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4504 Harding Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4504 Harding Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
May also be available: Glo Fiber.
5G (outdoors only) and 4G LTE
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