4504 Carmel Mountain Dr, McKinney, TX 75070 Property Records

Collin County property record for 4504 Carmel Mountain Dr, McKinney, TX 75070

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,999 sqft · built 2003
Owner	2 Individual Names on Record
Tax Bill	$5,515 (2024)
Deeds & Mortgages	Mar 2021 Mortgage Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R-8174-00M-0090-1`

Property Details

APN / Parcel Number

Primary APN	`R-8174-00M-0090-1`
Alternative APN	`2527878`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,999 sqft Living Area
Gross Area	2,448 sqft
1st Floor Area	1,999 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2005
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Garage Type	Attached
Garage Area	449 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	166 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2527878
Street Address	4504 CARMEL MOUNTAIN DR
City	MCKINNEY
State	TX
Zip	75070-7929
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CRAIG RANCH NORTH PHASE 2A (CMC), BLK M, LOT 9
Legal Subdivision	CRAIG RANCH NORTH PHASE 2A (CMC)
Legal Phase	2A
Legal Block	M
Legal Lot Number	9
Jurisdiction	COLLIN TX
Township / Civil Division	MCKINNEY
Census Block Group	4
Census Block	4028
Census Tract	30517

Owner

Source: Collin County records, as of October 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4504 CARMEL MOUNTAIN DR, MCKINNEY, TX 75070-7929
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jan 22, 2018	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2004
Deed Sale	Mar 4, 2004
Deed Document Number	2004-0029911
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	4504 CARMEL MOUNTAIN DR, MCKINNEY, TX 75070-7929
Transaction Type	Mortgage
Record Updated	Apr 13, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000557400
Date	Mar 22, 2021
Instrument	20210322000557400

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2036

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	4504 CARMEL MOUNTAIN DR, MCKINNEY, TX 75070-7929
Document Number	0000112860
Instrument Date	Jan 22, 2018
Transaction Type	Mortgage
Record Updated	Feb 22, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4504 CARMEL MOUNTAIN DR MCKINNEY TX 750707929, MCKINNEY, TX 75070-7929

Mortgage

Document Number	0000112860
Date	Jan 29, 2018
Instrument	112860

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jan 28, 2033

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	McKinney City
Unified School District	Frisco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$427,951 (+11.18%) Land $115,000 Building $312,951	$427,951 (+11.18%) Land $115,000 Building $312,951
2024	$5,515.00 (-2.29%)
2023		$384,921 Land $115,000 Building $269,921	$384,921 Land $115,000 Building $269,921
2022	$5,644.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MCKINNEY serves 224,043 people · EPA ID TX0430039
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Feb 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 817 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Novos Fiber Fiber	5,000 / 5,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: WeLink Communications.

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