Sacramento County property record for 4504 Bannister Rd, Fair Oaks, CA 95628
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,641 sqft · built 1993 |
| Lot Size | 0.187 acres (8,145 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $220,000 (Sep 2011) |
| Tax Bill | $3,386 (2025) |
| Deeds & Mortgages | Jan 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 242-0121-014-0000 |
| Primary APN | 242-0121-014-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,641 sqft Living Area |
| 1st Floor Area | 960 sqft |
| 2nd Floor Area | 681 sqft |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 8,145 sqft (0.187 acres) |
| Garage Area | 442 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4504 BANNISTER RD |
|---|---|
| City | FAIR OAKS |
| State | CA |
| Zip | 95628-5704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD-5 |
| Legal Description | PARCEL MAP, LOT 1 |
| Legal Subdivision | PARCEL MAP |
| Legal Tract | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | SACRAMENTO |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 8010 |
Source: Sacramento County records, as of September 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4504 BANNISTER RD, FAIR OAKS, CA 95628-5704 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 23, 2011 · Amount on Record |
| Deed Sale | Sep 23, 2011 · Amount on Record |
| Prior Sale | Apr 25, 2011 · Amount on Record |
| Deed Book / Page | 20110923 / 1269 |
| Prior Transfer Date | Apr 13, 2011 |
| Prior Transfer Doc | 0000000733 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 4504 BANNISTER RD, FAIR OAKS, CA 95628-5704 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2022 |
| Title Company | E-PLACER TITLE, PLACER TITLE |
| Name | Verified Name |
|---|---|
| Address | 4504 BANNISTER RD, FAIR OAKS, CA 95628-5704 |
| Document Number | 0000000941 |
|---|---|
| Date | Jan 12, 2022 |
| Instrument | 2022011200941 |
| Name | THE GOLDEN 1 CU |
|---|---|
| Type | Credit Union |
| Address | SACRAMENTO, CA 95826 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Unified School District | San Juan Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $281,842 (+2%) Land $166,545 Building $115,297 | |
| 2025 | $3,386.00 (+0.77%) | $276,317 (+4.04%) Land $163,280 Building $113,037 |
| 2024 | $3,360.00 (+3%) | |
| 2023 | $3,262.00 (+0.4%) | $265,590 Land $156,941 Building $108,649 |
| 2022 | $3,249.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 8 (1995–1997) |
| Claims Outside the SFHA | 8 of 8 |
| Most Recent Claim | Jan 1997 · Severe Storms, Flooding, Mud And Landslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FAIR OAKS WATER DISTRICT serves 36,226 people · EPA ID CA3410009 |
|---|---|
| Water Source | Purchased surface water from SAN JUAN WATER DISTRICT |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Succeed.Net.
5G (outdoors only) and 4G LTE
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